Has your bank account got the bustling city blues? If you’ve ever considered heading somewhere that’s a bit more provincial, you might find some monetary advantages that suit you. Take it from current small town gal Ruth, who’s seen the benefits to her financial security.
Do you have a secure password? And are your devices secure? There are plenty of actions you can take to ensure your money and related data are protected. In the second part of our fraud series, Emma from The Broke Generation shares ten ways you can defend yourself from would-be hackers and scammers.
Shopping can be a rotten experience this time of year. People are stressed, shops are busy, and you have to buy presents for every second cousin once-removed at the family Christmas party. That’s why Anton, our Marketing Intern, has created this list of fun and easily accessible Christmas gifts. So whether you’ve got no time or simply have no idea what to get your loved ones, you can check out these ideas for inspiration.
Accountants aren’t just number-lovers deep in spreadsheets. If you handle your household’s finances, you can consider yourself one too! Sam Harith, The Comic Accountant, is an accountant by trade and he explores the benefits of using home accounting software and why PocketSmith is his go-to.
No doubt you’re not a stranger to scams — you’ve probably been hounded by an unknown number, or had a suspiciously constructed email show up in your inbox. Money scams and attempts to fraud you are a dime a dozen. But what other scams are you likely to come across? Emma from The Broke Generation explores today’s common money scams and fraud.
Whether it’s the holiday season, a birthday or an upcoming special event, picking the right gift can be a hassle. Have you ever thought about a gift that keeps on giving? Ruth The Happy Saver is a big fan of giving shares as a gift, and talks about how it can be a thoughtful present for experienced and budding investors.
Thanks to the gig economy, side hustle opportunities like Uber are abundant, but you might not have the capacity, nor the want, to go out and drive after work. By picking up a side hustle you can do online, you can earn a bit of extra income in comfort and at your own pace. Guest contributor Brian explores six of the best online side hustles for making the most of your time and resources.
The mention of Black Friday sales evokes images of both mammoth bargains and massive fights at the cash register. As a sale period that’s so close to Christmas, it could be your chance to keep your holiday budget intact. If you’re wondering how you can make the most out of this annual sale, check out Ruth The Happy Saver’s tips for sorting your Black Friday game plan.
E-waste is a growing environmental and economic burden. Mobile phones contribute a whopping 10% to all global e-waste. Instead of adding to that when you upgrade your phone, consider giving it a new lease on life! Stewart from Freedom Mobiles shares some of the many ways you can repurpose your old phone and save it from the landfill.
It’s an inherently human desire to want to make a difference. When it comes to leaving a financial legacy, most would just think of a savings account that you leave behind. But can it be more than that? Ruth The Happy Saver ponders the concept of a financial legacy, and how you can make an impact before and after you’re gone.
Healthy credit is a big part of your borrowing power and there are many ways to build it. So many, in fact, that it can be confusing to know the best ways to improve your own. We explore the importance of credit and compile some tips for building your credit fast.
These days you can work and unwind online in an abundance of ways, and investing is no different. Online investing platforms have exploded in popularity over the past few years, offering easy and accessible entry to the stock market. But are they suitable for beginner investors? Ruth explores the world of online investing platforms, and how you can use them to start your investing journey.
As climate change intensifies, many investors are wondering how to adapt our everyday actions and decisions to build a more sustainable future. Kate Campbell from Rask Finance gives us an overview of ethical and ESG investing, and explores the impact that investors can have on the environment, by investing more mindfully.
Patience, young grasshopper! Having a mentor and sharing in their knowledge can be hugely beneficial, both personally and professionally. If you’re thinking about pursuing a mentorship, here are some tips for determining a good mentor and positioning yourself for a successful mentor relationship.
If you’re running your own business or side hustle, you’re often juggling multiple experiences at once. When time is your most valuable commodity, it can be difficult to find the space to check everything off your list. We’re sharing eight tools business owners and freelancers can use to stay productive and on-task.
When should you consider switching banks and what should you look out for when doing so? Ruth shares tips on how to form the banking structure that works for you, and we’ve thrown in a downloadable bank feature comparison checklist!
Wills aren’t just for the elderly, they are an important part of financial wellness for any adult. Estate planning ensures that you have peace of mind knowing that those most important to you will be looked after when you’re gone. Here are five reasons why you should sort your will.
Scott Pape’s The Barefoot Investor is the second bestselling Australian book of all time, and with good reason. Based on the pillars of simplicity and practical, actionable advice, thousands of people worldwide use the method to manage their money. Ruth The Happy Saver shares why The Barefoot Investor is still one of her most recommended finance books, and five lessons she’s learned from this popular approach to money management.
Multi-level Marketing, or MLM, as it’s more commonly known, is a polarizing topic. Proponents preach about its power to transform your lifestyle for the better. Opponents tell cautionary tales of misleading claims, social pressure, and loss of money. What is certain is that MLMs are as popular as ever before. Let’s take a deep dive into this world and find out why many regard it as the darker side of side hustle culture.
Whether it’s for full-time employment or a side hustle, more and more people are choosing to ditch the traditional 9-to-5 in favor of the gig economy. Artur Meyster, Founder and CTO of Career Karma, talks to the rise of this independent, flexible and convenient way of working. He also shares some advice on how you can upskill yourself to make the most of its benefits.
Ruth has been blogging at The Happy Saver for five years, and her blog now out-earns her day job. Today, she shares her experiences about how to make money blogging. She encourages readers who are keen to create an additional income stream, to stop asking, “Should I start a blog?” and instead just start writing!
Side hustles can be a fun exercise and a great way to earn extra money. From reinvesting in your business to increasing your savings, you have plenty of options for making the most of the additional income. Here are five valuable ways to wisely spend your side hustle earnings.
Whether you have a spare room in your home or a second property, becoming an Airbnb host is a great way to make some money on the side. But it can come with unexpected expenses that affect your bottom line. Jason shares ten ways he keeps costs down as an Airbnb host.
Whatever stage of life we’re in, everyone needs a rainy day fund. However, how much is enough? And how do you even get started if you’re still paying off credit card debt, or servicing an auto loan? Ruth The Happy Saver guides us through the steps to do so, and shares how her emergency fund has been there for her time and time again.
For some, the thought of budgeting is painful. Boring spreadsheets and depriving yourself of buying the stuff you like? Yuck! But your budget doesn’t have to be meticulous to be successful. Paridhi Jain, founder of SkilledSmart, shares how you can get control of your spending without being tied to a restrictive budget.