“Like the Fellowship, PocketSmith brings a bunch of different skills to the table.” In one of history’s greatest pieces of fantasy, the core of the Fellowship is a system that is greater than the sum of its parts. Tolkein fan and PocketSmith user Rachel joins the two for a delightful comparison that will have you more satisfied than second breakfast.
What do you get when you add lack of working space, room to build and a penchant for DIY? Your very own backyard home office, of course. Ruth The Happy Saver tells the tale of her glorious writing studio, and how she and her husband built it themselves for cheap.
With lockdown (mostly) over and socializing back in our calendars, there’s nothing like a good dinner party or at-home gathering to get your mates together without breaking the bank. But, without careful planning, a home soiree can add up to totals that rival a night out. To help you host your squad without going broke, we’ve rounded up our top five tips for hosting a party on a budget.
Moving house is invariably stressful. Even the smoothest of moves require some pretty serious planning and hefty appetite for organization. And the cost of moving house can also add fuel to that anxious fire! PocketSmith guest writer Emma has recently moved house,and has rounded up her best moving house tips for reducing stress and saving cash at the same time.
Blogs and podcasts are a great resource, but don’t forget about the power of a good book! Ruth The Happy Saver shares her top five personal finances reads that you can turn to for some money management wisdom.
International travel is finally creeping back into our post-lockdown lives, and we couldn’t be happier. If you’re craving a sojourn across the ditch, we’ve packed everything you need to know about the Trans-Tasman Travel Bubble into one handy guide. You are so welcome. Happy travelling!
If you did some budget planning at the start of the year, then the half-year mark is an excellent time to assess and tweak your budgets! Ruth The Happy Saver shows us how she uses her favorite PocketSmith features to ensure that she is reaching her earning, saving, investing and spending goals.
We’ve all seen stories of people selling old stamp collections and baseball cards for large amounts of money. It’s even the main source of income for some people now, but can the Average Joe join in too? Chloe explores the world of collectibles trading, and whether they might be a good investment.
No matter where you are in the world, the weather is changing and you’ll be heading into slippers or swimwear season. But new seasons means new expenses, and your wallet can take a hit. Ruth The Happy Saver offers some tips on how you can keep your budget intact when the seasons change.
Fixing your broken appliances is great for the environment and your wallet. But sometimes it’s not the most sensible option, whether the cost of parts are too expensive or a newly purchased machine is more economical to run. But how do you make that decision? David shares some questions to ask yourself to determine whether you should repair or replace.
Managing a home is more than just your preferred appliance brand or the system you use to divide up chores, it’s about how you communicate with the members of your household and the behaviors you engage in to ensure everything runs smoothly. Household CFO and happy saver Ruth shares how her family of three work together to run a smooth operation.
So many podcasts, so little time! Not to worry, we’ve curated a list of our favorite business and financial podcasts that educate, inspire and very frequently, make us chuckle. All that’s left is to pick a show, put on your headphones, and prepare to come away with something new.
New to the world of investing? Ruth shares her journey from newbie to seasoned investor, giving us a quick 101-rundown on her favorite investment approach, the humble index fund. Find out why Warren Buffett recommends index funds as the best way for everyday investors to grow their money, as well as some quick ways to start!
Had enough of personal finance books and financial jargon? If you need a break from reading about compound interest, sinking funds and the nuances of envelope budgeting, we’ve selected some beautiful lines from classic literature that impart some surprising lessons about money management.
Buy, sell, and share markets - oh my! Investing has made its way into everyday chat but it’s still a difficult pursuit to get into, so we asked our very wise guest writers for advice on launching your investing journey. Emma is kicking things off this week by answering seven ‘investments 101’ questions to build the foundation of your investing knowledge.
The rush from scoring a blender for a handful of bucks is intense, but so is the guilt knowing it will probably be busted and binned a few months later. In this article, David talks about the right to repair, and why you should consider fixing your broken gadgets and appliances before rushing out to buy something brand new.
In part one of our financial challenges series, we unpacked some of the common challenges we’re all facing with our finances. Now, in part two, we’re delving deeper into those challenges and offering our favourite tips, tricks and resources to help you overcome them.
Overcoming financial challenges can be tough, but knowing you’re not alone can be the difference between surviving and thriving as you tackle them. After a tough year and a ‘hit the ground running’ start to 2021, there are a few common financial challenges we’re all facing right now, so we’ve done a deep dive into what’s going on in everyone’s wallets.
How do you avoid a back-to-school budget blowout? Ruth shares six steps that will help reduce the stress that is associated with this expensive time of year! Uniforms, stationery, extracurricular activities and school trips, she’s got it covered!
All parents will know the simultaneous joy of dropping the kids off on their first day back at school (yay, quiet house!) and the dreaded knowledge of how much emptier their pockets are (boo, back-to-school expenses!). Ruth The Happy Saver shares her experiences now that her daughter’s started high school. Non-Kiwi readers, prepare to be shocked at how much our school uniforms cost!
Every parent or caregiver knows how valuable it is to teach children good money habits when they’re young. But where to start? We’re lucky enough to live in a time where that information is not only readily available but can also be reinforced anytime and anywhere. Here are four apps you can use to improve your kid’s financial literacy.
Child-friendly internet of the early 2000s may seem medieval compared to today – primitive, outdated and a little bit lawless. But like any standard ancient society it did have its king, and that was Neopets. Chloe reflects on the prime website of her childhood and the unintentional money lessons she gained from it.
A good portion of today’s workforce have a student loan. The years-long commitment to repaying it can feel like a heavy burden, but it shouldn’t stop you from living the life you want. Emma from The Broke Generation answers your questions on how you can still thrive while paying back your student loan.
Achieving financial independence might have different connotations when you’re 25 compared to when you’re 55. Whatever it looks like to you, it’s never too late to take stock of your current financial situation and see how adopting a fresh approach can help you achieve your goals faster.
In Ruth’s home, conversations about money happen everyday, and helping her daughter level-up financially comes as naturally as equipping her with essential life skills like cooking! In her latest article, she shares six tips for teaching kids about money.