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Why you'll love PocketSmith

Most personal finance software solutions only track your expenses. We go further by helping you plan for the future. You also get detailed features that will help you record your finances just the way you want it.

Use PocketSmith to make day-to-day decisions or to plan for your retirement.

Bank feeds (nearly) everywhere

Access to bank feeds in 49 countries can be yours. And if you can't get feeds where you are, PocketSmith features a super-easy financial file uploader too, so you'll never be without your transactions.

Killer multi-currency support

Being a global application, you can track all your different currencies in the one place. Accurate conversions between your base currency and foreign currencies comes out of the box.

Great for expats

Having accounts around the world can be a pain. PocketSmith lets you add as many banks as you need from as many countries as you require, so you can keep an eye on everything in one place.

Not just for the USA

We're proudly a New Zealand company. We know all about being frustrated with US-centric software, so we're with you all the way!

Active development.

Since 2008, we've been working on creating the world's best personal finance tool. We pride ourselves on constant improvement and iteration. You won't see any stagnation around here.

No advertisements. Ever.

Some free apps advertise to you, making you their product. The PocketSmith experience is about you and your money, you will not be sold other products along the way.

Personal finance software that doesn't judge

PocketSmith is personal finance software made for people from all walks of life. Whether you’re a first home buyer looking to connect your bank account with budgeting software to help with your deposit, or the CFO of your household looking for the best home bookkeeping software to give you next level insights, PocketSmith has the tools to fit.

Connect to all the major banks around the world for access to live bank feeds. Link your bank account to our software and say goodbye to tracking your money across multiple apps. With PocketSmith, you’ll get the full financial picture in one place.

Never be in the dark when it comes to your finances with PocketSmith Sidekick, our companion budgeting app. Categorize your transactions, create budgets, manage household documents at your convenience, wherever you are.

You ask, we answer

What makes PocketSmith the best personal finance software for me?

Finances are inherently individual. Your financial situation is different to your neighbor’s so why should you manage your finances in the same way? Made for a global audience, PocketSmith allows customers from all walks of life to tailor their experience to suit them best. Track your income, expenses, assets and net worth, customize your budgets, forecast your cashflow up to 30 years into the future, and see it all in a nifty calendar view. 

We have a diverse group of global customers who use PocketSmith to supercharge their financial lifes. From expat entrepreneur Connor, who manages his NZ and Canadian financial life with PocketSmith, to UK-based Kevin, who uses PocketSmith to track his expenses, freelance work and taxes, and Oliver who tracks his UK and AU bank accounts with PocketSmith.       

Does PocketSmith have a mobile app?

Yes! PocketSmith is a web-based desktop personal finance app. Our iOS and Android mobile app is designed as a companion budgeting app, providing you with some of the key elements of PocketSmith right there in your pocket. So you can achieve your money goals whilst you do what you do best - live your life!

I’m looking for personal accounting software similar to Xero Personal. How does PocketSmith compare?

If you’re looking for the best personal accounting software, PocketSmith is the only one recommended by Xero as the alternative to its discontinued Xero Personal product. Keen to find out more about the benefits of using home accounting software for household budgeting? Read why PocketSmith is Xero employee, Tara’s go-to money management tool!  

Can I use PocketSmith to create custom budgets?

We pride ourselves on creating leading budgeting software that allows customers across the globe to create budgets unique to their situation. Whatever stage of life you’re at, we’ll help you get control over your money.

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