Time machine for your money

PocketSmith is personal finance software with cash flow forecasts.
Understand your money and its potential. Start saving today.

08 June 2015 $3,584.35 08 July 2015 $4,722.61 08 August 2015 $3,584.35 08 September 2015 $4,722.61 Today 08 October 2015 $3,584.35 08 November 2015 $4,722.61 08 December 2015 $5,860.87 08 January 2016 $6,999.13

Reflect on your past

All your accounts and transactions in one place, easily, with our Live Bank Feeds.

Understand present spending

See where your money is going, and get control over your spending.

See the future

See your future bank balances with our budget calendar and what-if scenarios.

Get control over your money

See all your bank, credit card and loan accounts in one place.

Live Bank Feeds keep PocketSmith automatically updated, so you can see where your money is going.

Categorize, label and annotate your transactions so you can refer to them in the future, like a diary.

Find your old transactions easily with our kick-ass search engine.


See your future finances

PocketSmith shows you how your savings will reward you by revealing your projected daily balances up to 30 years into the future.

Get answers to what-if scenarios. What would happen if you reduced spending on fast food? Can you survive on a lower income? Can you afford a new mortgage? How long before you can afford a vacation?

Our neat budget calendar lets you do this with ease, so you can make the best decisions for your future.

We're cool by association thanks to these awesome folks

A small selection of write-ups and products we're connected to.

Why you'll love PocketSmith

Most personal finance software solutions only track your expenses. We go further by helping you plan for the future. You also get detailed features that will help you record your finances just the way you want it.

Use PocketSmith to make day-to-day decisions or to plan for your retirement.

Your info is safe and secure

Your data is safe with us because we use bank-level security, do not ask for personally identifying information, and are a read-only service.

Excellent customer service

We’re highly responsive and care about getting you in control of your money, so if you need a little help or just want to learn more, please get in touch.

Cloud-based and global

Use PocketSmith from anywhere, no software to install. With bank feeds for 36 countries and flexible import options, PocketSmith has you covered whether you're in Australia or Lithuania.

No advertisements, ever

Some free apps advertise to you, making you their product. The PocketSmith experience is about you and your money, you will not be sold other products along the way.

Compatible with everything

To get started quickly, you can import your data from Mint.com or any other personal finance software. Perfect if you’re a Mint user looking to create cash flow forecasts.

Active development

Since 2008, we've been working on creating the world's best personal finance tool. We pride ourselves on constant improvement and iteration. You won't see any stagnation around here.

Ready to get a clear view of your money?