We’ve been rebuilding the technology that connects PocketSmith to banks, improving feed reliability and the experience of managing bank feeds. Get some insight into the rebuild on the Path to PocketSmith Data Connections post on our blog.
And now, Data Connections is ready for its first showing, moving into the public alpha phase. You can now play with Data Connections in a sandboxed environment, helping us get any kinks ironed out before it is released into beta.
To find out more about the public alpha, check out the blog post The Data Connections Public Alpha. If you’d like to jump right in, send us an email to [email protected] and we’ll send you the required access details.
We have added a new chart to the Transactions page to help you analyze your transactions. It allows you to see the transaction totals for a daily, weekly, or monthly period for your current search, along with the averages over the selected time range. Just click the histogram icon on the upper right of the chart to switch to the transactions histogram.
Another much-requested feature has been brought to the mobile app!
You can now view the balances for your accounts on any day in the past or future with the calendar. This includes both the actual and forecast balances for the past and forecast balances for the future.
Just tap on a day on the calendar, select the Balances option, and the balances for that day will be shown below.
You can now preview new custom dashboards for web! If you’re a beta user, you would have seen the link in the Dashboard toolbar to give it a try over the past few months. Now, everyone will see this link on the right hand side of the current Dashboard.
Read all about custom dashboards on our blog and get into the nitty-gritty in the Learn Center.
In order to perform server maintenance, PocketSmith will be offline for up to 30 minutes on Wednesday, 30 September, at 10:00 UTC. See https://everytimezone.com/s/cef0de1d for when this is in your timezone.
We apologise for the inconvenience this downtime causes. We will be posting to our status page at https://status.pocketsmith.com throughout the scheduled maintenance, so please keep an eye on that for updates as they occur. Thanks for your patience!
We have updated the PocketSmith desktop apps so that the underlying framework is up-to-date. The app is also now notarized with Apple, so you will no longer receive warnings when installing the application on macOS.
You can download the new desktop version at pocketsmith.com/download.
To learn more about the desktop apps, have a look at this guide in our learn center: PocketSmith Desktop Apps.
Our most requested feature is now ready for you to try!
Many of you have asked us to add rollover budgeting, and after over three years of work, we are ready to share this with you.
To understand how you can use our new rollover budgeting feature, check out this post, which explains our implementation’s power: Rollover budgeting in PocketSmith, now in beta.
Once you understand how it can be used, start creating some rollover budgets in your own PocketSmith account with the help of this guide: Rollover budgeting.
The Trends page now remembers the date ranges and periods you’ve selected. This means that when you flick between categories for analysis, the date range and period will stay the same whenever possible for the selected category.
For example, if you want to view the trends in 1 monthly periods for the entire current year, you’ll only need to set this once. The 1 monthly period selection and the current year date range will be retained as you switch between different categories. We’re sure this change will save many people many clicks!
We’ve added a balance graph to the mobile dashboard! This handy widget allows you to see your actual and forecast balances.
Tapping on the widget takes you to a more detailed balance screen, where you can view a breakdown of your balances by account, drag the graph slider see your balances at a particular date, and compare actual and forecast balance amounts.
Use the filter icon to adjust the date range and include or exclude individual accounts.
In order to perform server maintenance, PocketSmith will be offline for up to 30 minutes on Thursday, 26 March, at 11:00 UTC. See https://everytimezone.com/s/bfda145b for when this is in your timezone.
We apologise for the inconvenience this downtime causes. We will be posting to our status page at https://status.pocketsmith.com throughout the scheduled maintenance, so please keep an eye on that for updates as they occur. Thanks for your patience!
Don’t let budgets and uncategorised transactions get away on you! PocketSmith reminders are here.
Keep on top of important tasks in PocketSmith, at a time that works for you. Learn how to set up mobile and email reminders in the following guide: Scheduling Reminders in PocketSmith.
We have added a new popup for budgets and bills on the calendar page to make it easier to see relevant details, including an analysis for budgets, or payment status for bills.
When you hover over a budget event, more details for the budget period will show, including the days remaining in the budget period and the total of relevant transactions. Bills will additionally show whether the bill is upcoming, has been paid, or is overdue.
It is now possible to confirm and edit multiple transactions while in the ‘Awaiting confirmation’ transaction listing.
There are now checkboxes for each transaction when confirming them. Ticking a checkbox next to transactions will show new options in the toolbar to edit or confirm the selected transactions.
You can now search for transactions by currency code, if you have transactions in multiple currencies. At the bottom of the transaction search criteria form, there is a new currency option, if applicable. From there, you can choose one or more currency codes that you’d like to filter your transactions by.
We have brought the calendar to our mobile apps!
This first release of the calendar allows you to view the budget events for a selected day. It is currently read-only so budgets are not able to be edited, however more updates will be coming soon.
We have restored the ability for users with accounts in the European Union and United Kingdom to have bank feeds, by using a new bank feed provider - Salt Edge.
We found out at a very late stage that our existing bank feed provider Yodlee wasn’t going to be able to provide us with bank feeds in the EU and UK past the PSD2 deadline of 14 September 2019, as detailed in this post.
Since learning of this, we have been hard at work trying to find solutions for easily importing of transactions for EU and UK accounts. Luckily, we found that Salt Edge provided a solution that was able to work within PSD2 regulations and we have been hurriedly integrating this into PocketSmith.
We have just released the Salt Edge integration and you can find out how to set this up for your EU and UK accounts with the following guide: Salt Edge: UK & EU bank feeds.
The latest release of the mobile apps for Android and iOS includes a new favorite budget widget for the dashboard. With this budget widget, you can choose what categories budgets you want to quickly see on your dashboard.
We have also added dark mode to the apps. This can automatically change based on your system setting in Android 10 and iOS 13, or you can change it manually from the app.
As we continue towards getting multi-currency out of beta, we have improved multi-currency support in a few different areas.
The Transaction and Timeline pages now respects the ‘Show in base currency’ option.
The Auto-budget tool will correctly convert between currencies.
The ‘Recent activity’ and ‘Your next 7 days’ Dashboard widgets now show the correct currencies.
The Digest email now shows correctly converted amounts.
The converted amount to the base currency has been added to the exported transaction file.
We’ve improved the experience when a bank feed prompts for multi-factor authentication.
Along with other changes, if your bank feeds require multiple MFA details, these will be queued so that once you complete one, the next one will then show.
We’ve made the connecting of bank feeds and entering credentials easier. You are now taken through the bank feed connection process step-by-step.
You can now import a bank file into PocketSmith by dragging-and-dropping the bank file onto an account on the Account Summary.
For OFX, QFX and QIF files that contain both payee and memo fields, these will both be imported into the merchant name within PocketSmith.
If an OFX or QFX bank file you’re importing into a newly created account contains an account type and account balance, these will be autofilled for the new account.
If the OFX or QFX file contains an account number, this will be added to the account in PocketSmith and any subsequent uploads will autofill the selected account based on matching account numbers.
When importing CSV files, the last used CSV format for the selected account will now be remembered.
We have developed a new reminders feature that allows you to schedule times to be reminded about checking your budgets or categorizing your transactions.
You can choose to be reminded by email and/or a mobile notification.
This is only a beta release, as we continue testing this new feature. So in order to try it out, you need to have opted into the beta features as shown in this guide: Becoming a beta tester in PocketSmith. You can then create reminders by going to Settings > User preferences > Reminders.
We have made it simpler to establish bank accounts after you have connected a bank feed. It is now much easier to link to an existing account or create new accounts.
For more details about establishing accounts from bank feeds, check out the following guide: Establishing your bank feed accounts in PocketSmith.
We have recently improved how PocketSmith deals with one-off budget events, and things will now behave in a way which we think is more usable and sensible.
One-off budget events are no longer “inserted” into a series of repeating budgets within the same category, and will not stand alone within a sequence of repeating budgets. So, if you add an extra $50 to your $170 weekly Groceries budget, you’ll have a $220 grocery budget that week - instead of the extra $50 forming its own budget period.
Also, one-off budgets will no longer have a period which extends forward to the end of your forecast. Due to recent improvements in how flexible we can be in budget analysis, this is no longer necessary to provide an accurate analysis of a series of one-off budget events.
Various other small quirks and oddities with one-off budget events will also have been fixed with this release. If you notice anything out of the ordinary or any unexpected quirks as a result of this release, please get in touch and let us know!
In the iOS and Android apps, you can now snap a photo on your phone and attach it to a transaction or upload the photo to the attachment inbox for attaching to a transaction later.
When adding a new cash transaction or editing a transaction, there is new attachment field where you can attach photos from your camera, files from your phone or files in the attachment inbox. You can also view any currently attached files.
Two new widgets have been added to the Dashboard. One allows you to select either a camera or file upload to the attachment inbox. The second widget provides access to the attachment inbox for viewing your attachments.
To help provide more context for the different pages within PocketSmith, we have added page tips with helpful information about the page you are viewing.
New PocketSmith users will see the page tips fully expanded when they first visit a page and once they are familiar with the page it can be minimized.
Current PocketSmith users will see this tips minimised and can expand the tips by clicking on the tips icon in the bottom-right. You can also remove the tips completely by closing the tips icon.
It is now quicker to adjust a categories settings after you have created a category while editing budgets or categorising your transactions.
If you have created a category while editing a transaction or budget, you will see a notification in the bottom-left once you have saved your changes. This allows you to quickly access the settings of the new category.
We have improved the automatic transfer marking of transactions to reduce the number of transactions being marked incorrectly.
If you have category rules or filters to automatically categorise your transactions, it will now only mark the transaction as a transfer if it is within a transfer category or it is marked as a transfer by a filter.
We have made it easier for you to adjust the order of your accounts within PocketSmith.
When viewing ‘All banks’ on the Account Summary page, click and hold on the drag handle that is on the top-left of each account and move the account into your desired position.
For more details on how this works, have a look at this guide in the Learn Center: https://learn.pocketsmith.com/article/191-change-the-display-order-of-your-accounts#accountsummary
We first released multi-currency support for transactions and balances just over 4 years ago. Adding multi-currency support to budgets was quite tricky, but now budgets also support multi-currency!
Your budgets will now be in the currency of the account they are within and will be converted to the base currency using the current exchange rate.
For more information about budgets and multi-currency visit - https://learn.pocketsmith.com/article/122-multi-currency-features-currently-available#budgets
With so much added functionality to budget creation over the past 10 years, it was high time we had an interface to reflect this.
One key change is splitting the form into Simple and Advanced versions. This means you can quickly add a budget much like you could in the original 2008 form, or fine-tune your different budgets so you’re never caught short. The inclusion of bill and scheduled income settings gives you control over your budget types where it really matters.
If you need a hand to get the most out of your budgets in PocketSmith, check out our Learn Centre here: https://learn.pocketsmith.com/article/505-budgets
We’ve saved you a trip to the calculator by making the total numbers on the top right of the transactions table smarter! It now shows the sum value of transactions you’ve selected. Click on the value to see the sum, total in, and total out of all transactions.
Previously when you renamed or deleted a category, it would show up again if that old category was imported with a transaction from a bank feed or a bank file. Not great!
Now, PocketSmith remembers when you’ve deleted a category or changed its name, and makes sure that imported transactions are either assigned to the renamed category or are uncategorised if you deleted the category. So - if you rename “Online Services” to “Internet”, all imported transactions with the category “Online Services” would be correctly categorised to “Internet”.
The brand new dashboard in PocketSmith mobile gives you an overview of your finances on the move.
Get information on your net worth, top accounts, categorization progress and a summary of your budget tracking at a glance. More widgets coming soon!
Check it out now on the Apple App Store and Google Play Store!
In order to perform server and database maintenance activities, PocketSmith will be offline for up to 4 hours on Monday, 18 June, at 12:00 UTC.
We apologise for the inconvenience this downtime causes. We will be posting to our status page at https://status.pocketsmith.com throughout the downtime, so please keep an eye on that for updates as they occur. Thanks for your patience!
Buying your hot cross buns with cash this Easter? Great news - the new releases of the iOS and Android apps will let you add manual cash transactions!
You can grab the updated apps from the Google Play Store for Android and in the App Store for iOS now.
Read more about adding cash transactions on mobile in our Learn Center user guides for Android and iOS. We look forward to any feedback you have about the new feature, and we hope you have happy Easter!
Need some fresh budgeting inspiration? Get unique insight from PocketSmith customers and staff! While we all have different hobbies and priorities for how we spend our money, we all use the same app to manage our finances.
Check out our PocketPals and PocketProfiles articles for ideas on how you could use PocketSmith, too theyre short reads, and we hope theyre useful. Feel free to ask any questions, and well be sure to answer.
Read the PocketPals series
Read the staff PocketProfiles series
Welcome to 2018! We hope you’ve had a great start so far. To help get your money on track this year, enter our Facebook competition to win a year of PocketSmith, for you and a friend! All you need to do is tag a mate telling them your new year’s resolution, closes Jan 18th.
We’re excited to announce two releases for the Budget page! Firstly, we’ve given the budget summary a complete overhaul. Now you can get greater insight into how you’re tracking against your budget - with income, expense, surplus and deficit all shown in the new analysis.
Secondly, weve released our auto-budget tool. This analyzes the transactions in each unbudgeted category, and creates a weekly or monthly budget based on the average spending or earning in the category.
Together these two new tools let you get up and running quicker, and provides better insight into your budgets. As always, your feedback is welcome!
Transfer handling has received an upgrade! Now when a transaction is assigned to a transfer category, the transaction will also be automatically marked as a transfer. This means less manual handling to get transfers out of your reports! Learn more here.
There are more excellent upgrades coming out for web and mobile before the end of the year too, stay tuned!
✨ Create a category rule from any transaction in PocketSmith! ✨
Every transaction form now includes the option to create a Category Rule, just tick the box and edit the merchant keywords right there. Includes: Categorise items page, Transactions page and when reviewing transactions within Awaiting Confirmation view!
We have made it easier to find your correct bank feed!
When searching for your bank, the most popular bank feed option for your search will be shown. This means you can quickly get this bank feed connected and your transactions imported.
We’ve recently updated our live bank feed support list. This has added support for 1196 new institutions added across a wide range of countries. There were 713 bank feed sites deactivated as well, most of which have already been replaced with an alternative. A total of 17 other bank feeds were also reactivated as a result of this update as well. Below is the full list of changes.
We recently released an improved interface for managing your category rules! You can now tweak your merchant keywords and refine your category rules in a specially designed interface. You can check it out here and learn more about category rules in our learn center here.
This week we released new versions of our iOS and Desktop applications. Grab the latest iOS app here, and the Desktop app here.
The rebuild of the Android app is coming along too, and - no promises - we hope to have news for you in the next month or so.
The Dashboard’s Earning and Spending chart now uses your own category colours for each segment. In the past, a restricted range of colours was used, regardless of what colours were chosen for each category. But now your own colours are used, which can be set by editing your categories. If you haven’t selected a colour for a category, a soothing default is provided.
We’re now on new infrastructure! The migration went well, and the performance and reliabilty of the application has been improved.
On a more exciting note, the upgrade also means that emoji is now supported everywhere! This means you can start to 🏷️ your 💵 🗒️ 🏦 💱 🎠 👕 👠 🍔 💃 🎉
PocketSmith is moving to new server infrastructure, which will ensure the ongoing speed and reliability of the application.
The application will be offline from 1pm NZT, 12am UTC on Feb 22 / 4pm PST on Feb 21.
We’ll be allowing up to 4 hours’ downtime for the migration. However, we expect that the application will be back in closer to 3 hours.
Stay tuned to our status page and Twitter for updates as they happen.
On the last day of 2016, we’re happy to announce that the first versions of the PocketSmith desktop app are in beta. These are available to download here now for Windows, Mac and Debian-based Linux distributions.
While this is a just the first step towards better desktop integration, we’ve already found it really helpful to have PocketSmith always available right where we left it last. We also recently introduced a “Remember Me” checkbox to keep you signed in for 2 weeks, making it easy to have PocketSmith always ready and waiting on your private devices.
Thanks again for your support this year. We look forward to introducing you to many awesome things in 2017!
We’ve often been asked if gift subscriptions can be bought for friends and family, and now we’ve got you covered!
You can now buy Premium and Super gift subscriptions that run for a month, 3 months or a year. A gift subscription is a one-off purchase, so you wont be charged again when the subscription rolls over. A great gift for lots of occasions!
Subscriptions can be bought at https://my.pocketsmith.com/plans/gift. Give the gift of PocketSmith and share your secret to financial prowess!
Say hello to Timeline!
PocketSmith lets you track your memories with your purchases, and Timeline is a curated display of your transactions that contain notes, photos and attachments.
Get started by adding notes, photos, and documents to your transactions. PocketSmith is useful for recording details on bargains, recipes, car maintenance issues, big expensive buys, visits to the doctor, dining experiences and much more!
Visit your Timeline (under the Accounts menu) to start seeing the experiences behind your purchases. Reflect on your spending and understand your relationship with your money.
For the last 4 days of 2016, we’re going to introduce a new feature to you each day!
So today, we present a friendly weekly email. This lets you know how much you’ve earned, spent and saved for the past week, as well as giving you a reminder about uncategorised transactions. Its a mini version of your Digest, delivered to your inbox!
You can subscribe to this new email from Settings > User Preferences > Email notifications, check it out now!
Thanks to all of you for another great year! It’s been a big one, with many feature improvements as well as additions to our team. We’ve been hard at work and 2017 will be the best one yet. We can’t wait to tell you all about what we’ve released recently, and what is coming in the new year. In the meantime we love you, stay safe, and Happy Holidays!
We’re happy to announce that PocketSmith has a brand new iOS application in the App Store! This has been redesigned and rebuilt from an earlier beta that makes the application more performant and futureproofed.
As a result, the in-app user experience has been vastly improved. Budget reporting is also included in this version, so you can check your current budgets on the move. Head to the App Store directly here, or just search for “pocketsmith” and grab the new app now!
Android users: we haven’t forgotten you, and are hard at work on the Android app! Half of the PocketSmithers are Android users too, and we’re waiting with bated breath. As with iOS, are working to release a revamped app that will run much better. In the meantime, you can download a beta version on the Play Store.
We’ve released a new feature which automatically detects transfer transactions as they’re imported into PocketSmith. This means that for the most part, you’ll no longer need to mark transfers manually to ensure income and expense reporting is accurate.
More details can be found about how automatic transfer detection works here. We hope that this change makes managing transfers easier for you!
You can now store files and photos against your transactions in PocketSmith! Use it to attach photos to record memories of transactions, or attach PDFs of your utility bills for your historical records.
Just click on a transaction from the Transactions view, and click on the photo or attach icon to upload!
Critical security patches to our servers require that PocketSmith servers are taken offline, for up to 30 minutes. We will be performing this maintenance at 10am NZT on Friday 28 October / 2pm PDT, 9pm UTC on Thursday 27 October.
We expect that we will be offline for less than 30 minutes, however we’ll still allow for a full 30 minutes of downtime. We’ll be posting progress to https://twitter.com/pocketsmith as we go, so keep an eye our for updates!
A brand new interface has made it easier than ever to manage your budget! You can view your overall budget at a glance, quickly seeing how much you have to spend and easily detect overspending.
Many awaited improvements are included in this release. You can now nest your budgets, view sub-category budgets as part of the parent category, and drill down into categories using the redesigned Trends page.
A big thank you to all who tested these features while they were in beta! We have more improvements for budget management in the pipeline, but we’re really pleased to have this first stage out. We hope you enjoy using it as much as we do!
Over 1000 customers have logged in since we started the new budget analysis beta. Thanks to these wonderful people, we’ve fixed bugs and made many improvements.
We’re nearing the initial release of the new budgeting page, and so we’d love your help in giving things a final go-over. Please take this opportunity to take a peek at https://budgetingbeta.pocketsmith.com, it’ll be the last chance before the first phase of this feature goes live.
We appreciate everyone who has taken a look so far, please stay tuned for updates!
We’ve introduced a new export option for the Income & Expense Statement. This is a downloadable CSV or Excel spreadsheet which lists all transactions within each displayed category for the given date range and selected account. You can find this now in the toolbar on the Income & Expense Statement page.
PocketSmith can now send you a scheduled email reminder that contains your overdue and upcoming bills. This is a beta feature which means that it’s still in development, and we’re gathering feedback.
Head over to our knowledge base for information how to get bill reminders set up.
Quick update today: you can now hide any row from the Income and Expense and Cashflows pages, including interest and the Uncategorized rows, which have previously not been able to be hidden.
We’ve also been releasing frequent updates to https://budgetingbeta.pocketsmith.com, and the first stage of the new default main budgets view is now live, including roll-up analysis. Go check it out!
Our bank feed provider, Yodlee, has informed us that they will be performing maintenance on the bank feed service this weekend. While the maintenance is being performed, connectivity to bank feeds might be affected. This means that during the below times, you may have trouble updating existing feeds or adding new feeds.
Yodlee is estimating it will take 4 hours to complete the maintenance, starting at:
August 13th 5:00 AM UTC
August 13th 10:00 PM PT
August 14th 5:00 PM NZT
You can view what time this is in your local time zone here.
Our apologies for the inconvenience this outage causes.
An update of our live bank feed support list has been performed. This has added support for 1671 new institutions added across a wide range of countries. There were 288 bank feed site deactivations as well, most of which were replaced with an alternative. Below is the full list of additions and removals.
A beta preview of the new category budget analysis is now available at https://budgetingbeta.pocketsmith.com/budgets. The primary change you’ll see are new graphs when you drill-down into an individual category, where you’ll also find roll-up budget analysis.
The default Budgets front page hasn’t visually changed yet, and there are a few bugs we’re still working through here. We’re also discussing the plan for bringing roll-up budgeting to the fore here too, as well as other improvements that are possible now that the background work has been completed.
The site at https://budgetingbeta.pocketsmith.com can be used alongside the main application at https://my.pocketsmith.com, as data will remain consistent between both. Please let us know any feedback you have about the beta!
We’ve introduced a quick and easy way for ANZ Money Manager users to get set up in PocketSmith. This includes a one-file express upload feature that gets all your accounts, transactions and categories set up at once, as well as step-by-step guides for getting all set up and your accounts synced up.
Start off here on our knowledge base, and please get in touch with any questions!
Released a little while ago, but worth highlighting: there is now a “Filtered” button inside the edit transaction form.
Clicking this shows you a pop-up, with details on the category rule or filter that was applied to the transaction. You can then open the Filter from here to edit it. This means that hunting down why a Transaction was categorised a particular way becomes far easier.