Why you'll love PocketSmith

Most personal finance software solutions only track your expenses. We go further by helping you plan for the future. You also get detailed features that will help you record your finances just the way you want it.

Use PocketSmith as your personal accounting software to make day-to-day decisions or to plan for your retirement.

Built in New Zealand.

We've been building our world-class personal finance software, out of New Zealand since 2008. When you join us, you're supporting Kiwi-made software taking on the world.

Excellent customer service

We're highly responsive and care about getting you in control of your money, so if you need a little help or just want to learn more, please get in touch.

We're in your timezone.

Our main office is in Dunedin and our team is spread throughout New Zealand - so our support team is awake when you are. We understand your needs, because we're Kiwis too.

Up there with the world.

Sometimes us little guys in NZ don't get the latest toys straight away. But with PocketSmith, you can have world-beating personal finance software with live bank feeds, just like everywhere else.

Active development.

Since 2008, we've been working on creating the world's best personal finance tool. We pride ourselves on constant improvement and iteration. You won't see any stagnation around here.

No advertisements. Ever.

Some free budgeting apps in NZ advertise to you, making you their product. The PocketSmith experience is about you and your money, you will not be sold other products along the way.

Personal finance software that doesn't judge

PocketSmith is the best personal finance software made in NZ for Kiwis from all walks of life. Whether you’re a first home buyer looking for easy-to-use budgeting software, or the CFO of your household searching for personal accounting software to give you next-level insights, PocketSmith has the tools that fit.

Connect to all the major banks across NZ and around the world for access to live bank feeds. Say goodbye to tracking your money across multiple apps. With PocketSmith, you’ll get the full financial picture in one place.

Have peace of mind knowing that wherever you go, you’ll always have a copy of your finances handy with PocketSmith Sidekick, our mobile companion budgeting app. You can categorize transactions, create budgets, manage household documents all on the go too!

You ask, we answer

What makes PocketSmith the best personal finance software in NZ?

Don’t take it from us, hear what our lovely user community has to say. See how a diverse group of Kiwis use PocketSmith to supercharge their financial productivity. From Wellington-based couple Renee and Jamie, who use PocketSmith to reshape their relationship with money, to expat entrepreneur Connor, who manages his NZ and Canadian financial life with PocketSmith, and our very own engineer Mike, who runs a household of five on a budget with PocketSmith.   

Is PocketSmith a web app, mobile app or both?

PocketSmith is cloud-based desktop personal finance software with a mobile companion app. Our iOS and Android budgeting app is designed to provide you with the key elements of PocketSmith right there in your pocket. So you can achieve your money goals while you do what you do best — live your life!

I’m looking for personal accounting software similar to Xero Personal. How does PocketSmith compare?

PocketSmith is the only personal finance software recommended by Xero as the alternative to its sunset Xero Personal product. Keen to find out more about the benefits of using home accounting software for household budgeting? Read why PocketSmith is Accountant and Comic Artist Sam Harith’s go-to money management tool!  

Can I use PocketSmith to create custom budgets?

We pride ourselves on creating leading budgeting software that allows NZ customers to create budgets unique to their situation. Whatever stage of life you’re at, we’ll help you get control over your money.

What is PocketSmith?

PocketSmith is world-class personal finance software that lets you manage your money, your way. Made right here in NZ, PocketSmith suits Kiwis from all walks of life. Track your income, expenses, assets and net worth, customize your budgets, forecast your cashflow up to 30 years into the future, and see it all in a nifty calendar view. 

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