The sudden disruption of facing redundancy can leave you feeling uncertain about the future and grappling with a range of emotions. However, by adopting a positive mindset, taking proactive steps, and leveraging available resources, it is possible to transform this setback into an opportunity for personal growth and professional reinvention.
Go with the flow! Sankey diagrams are a technique to show the flow of resources, and can be a great tool for visualizing data. Hear how Rachel is using PocketSmith’s native Sankey widget to see trends and better understand and interact with her finances.
New year’s resolutions are a contentious topic. Some love them, some hate them, and as the world falls out of love with toxic hustle culture, the way we set resolutions is changing. We’re big fans of healthy resolutions that help you get closer to your goals, without burning you out. Here are eight of our favorites.
"For now, just a simple three-month audit is all required to kick start lasting change that goes well beyond any New Year resolution." Follow Ruth as she rejects the new year's overhaul and looks to install manageable long-term money management improvements.
Thinking that this might be the year that you give freelancing a crack? Maybe Rachel, a flourishing freelancer herself, will give you some ideas and inspiration. Hear what goals she has for her freelancing endeavors in the upcoming year, and how PocketSmith is helping her achieve them.
A new year always means a clean slate, and it’s the same for businesses as they look to offload stock — time to grab yourself a good deal! Emma shares how you can stock up on helpful bargains without dressing yourself down later for regretful purchases.
“I’m not throwing away my shot!” Head of Marketing Dora recounts the dark patterns she encountered in her quest to score tickets to the hit musical Hamilton. She shares how these user interfaces are designed to trick people into doing things they wouldn’t normally do, and why it’s important to speak up.
“I don’t make new year’s resolutions, but I do make a new year’s plan.” What better time of year to check in on your finances than the start of a new one? Rachel’s already making a financial game plan for the new year — read how she’s using PocketSmith’s range of tools to do just that.
While Christmas is a time for giving, it’s also when we see large amounts of excess and waste that are almost unavoidable in the modern world. But with a little outside-the-box thinking, you can make this holiday season just as joy-filled while keeping your purchases as sustainable as possible.
Opposites attract, as the old saying goes, so you may find how big (or little) you spend at Christmas at odds with your partner. Ruth explores how to reconcile a difference in Christmas money values to keep things merry these holidays in the latest edition of Ruth's Two Cents.
There’s nothing better than the joy of getting someone a great present, but the pressure of trying to find the right one can be a real bummer. Why not give them PocketSmith? Here’s how easy it is to gift PocketSmith, and who might benefit from this unique gift.
Unfortunately, inflation looks set to continue to rise for the timebeing — as well as the stress this can create on your bottom line. While you can’t budget your way out of the effects of inflation, there are little everyday things you can do to mitigate the crunch. Emma from The Broke Generation explores ten ways you can battle the cost of inflation.
“Christmas happens every year. Don't let it be a surprise”. For all the fun that Christmas provides, it can also be a time filled with money stress. Rachel’s solution? Being prepared as possible. She shares how she gets her finances ready for Christmas with PocketSmith.
Influencers come in many shapes and sizes, and social media has seen a surge of financial information and advice fill its feeds. Is it wise to take guidance from these influencers? And what red flags do you need to stay alert for? Emma delves into the world of personal finance influencers.
Amicable or not, a divorce or separation can be a stressful time — especially when it comes to your finances. Your income and expenses will most likely shift, so how you manage your money will have to adapt too. Ruth lays out a post-divorce roadmap in this edition of Ruth’s Two Cents.
Calling all enterprising folks! While you’re busy with your business plans, you need good support for the constant change and uncertainty you’re dealing with. Matt from the good folks at nowly explains why life insurance should be an essential part of your finances as an entrepreneur.
A 2021 study by the Financial Markets Authority of New Zealand revealed that 31% of DIY investors who invest online plunged into an investment just because they didn’t want to miss out. The FOMO is real! Emma from The Broke Generation explores why the fear of missing out drives some to take on risky investments, and how to avoid giving into the FOMO.
How do you feel about approaching The Bank of Mum and Dad to help you get into your first home? The idea of asking your family for assistance can feel a little embarrassing for some, while for others, it's a welcome lifeline. Ruth The Happy Saver shares her thoughts for first-home buyers, and how to approach this particular path to your first home.
Regardless of whether it sends a shiver of thrill or dread up your spine, Christmas is just a couple of months away. Follow Emma’s tips for getting the jump on the silly season to save your wallet, and your sanity, from stress.
We’ve all experienced money mistakes that have us asking ourselves, “Was it really worth the money? Could I really afford it?”, which always leads to one of the more frustrating human emotions — regret. For Rachel? She’s incorporated it into how she uses PocketSmith to employ more accountability in her spending.
Diversification, making regular payments and staying calm amid market volatility — who knew that these are core tenets of healthy investing no matter what your age or experience is! Teenage investor Jordan is back to update us on his investment journey and the wisdom he’s picked up.
When one spouse is more financially-inclined than the other, how can you make sure that you're both invested to make the most of your money? Ruth shares her thoughts in this new edition of Ruth's Two Cents.
Interested in dipping your toes into crypto investing? In a market that is exposed to intense fluctuations, employing a bit of caution is the diligent option. WallStreetZen founder Nate Tsang offers his advice for minimizing risk when investing in cryptocurrencies.
Thanks to pandemic-fuelled online shopping, the rise of Buy Now Pay Later services has been swift and significant. Emma explores the potential pitfalls of this new form of credit, so you can make informed purchasing decisions when buying now and paying later.
If you’ve ever wanted to find out how much money you need to save for retirement or whether you’re on track to meet a particular savings goal, you might have tried to work it out with a pen and paper. Luckily, there’s usually a calculator available online to figure it out.