Why you'll love PocketSmith

Most personal finance software solutions only track your expenses. We go further by helping you plan for the future. Our personal accounting software gives you detailed features that will help you record your finances just the way you want it.

Use PocketSmith as your budgeting app to help you make day-to-day decisions or to plan for your retirement.

Your finances, available quickly.

Sick of typing in obscure membership numbers, pin codes, password and memorable words just to check your bank balance? PocketSmith gets you in quickly, so you can get on with it. We also support two-factor authentication for extra security.

Fast transaction searching.

Find what you're looking for, within seconds of needing it. Need to check when your TV license was last paid? That information is right at your fingertips with PocketSmith.

Mint alternative for the UK.

Want a home accounting software with the features of Mint.com in the UK? Get live bank feeds, budgeting, and all your accounts showing in one place - along with our unique cash flow forecasting features that leaves Mint in the dust.

Export data in user-friendly formats.

Want to dive in to your data a bit more? Grab your transactions in XLSX or CSV files for Excel and dive in. No more PDF files downloaded from your bank!

Active development.

Since 2008, we've been working on creating the world's best personal finance tool. We pride ourselves on constant improvement and iteration. You won't see any stagnation around here.

No advertisements. Ever.

Some free personal finance apps in the UK advertise to you, making you their product. The PocketSmith experience is about you and your money, you will not be sold other products along the way.

Personal finance software that doesn't judge

PocketSmith is the best personal finance software in the UK for people from all walks of life. Whether you’re a first home buyer looking for easy-to-use budgeting software, or the CFO of your household searching for personal accounting software to give you next-level insights, PocketSmith has the tools that fit.

Connect to all the major banks across the UK and around the world for access to live bank feeds. Say goodbye to tracking your money across multiple apps. With PocketSmith, you’ll get the full financial picture in one place.

Have a picture of your finances at the tip of your fingers, wherever you go, with PocketSmith Sidekick, our mobile companion budgeting app. Adjust your financial management to your lifestyle and categorize transactions, create budgets, manage household documents whilst you’re on the go!

“I can do everything on PocketSmith and no longer need to use spreadsheets. Just takes five minutes a day.” Read more reviews.

Cliff W, United Kingdom

You ask, we answer

Why is PocketSmith the best personal finance software in the UK?

PocketSmith is world-class personal finance software that lets you take control of your finances. Made in NZ for a global audience, PocketSmith is tailored towards customers from all walks of life, both in the UK and abroad. Track your income, expenses, assets, and net worth, customize your budgets, forecast your cash flow up to 30 years into the future, and see it all in a nifty calendar view.

See how our diverse group of customers in the UK and around the world use PocketSmith to sort out their personal finances. From UK-based Kevin, who uses PocketSmith to track his expenses, freelance work and taxes, to Oliver who tracks his UK and AU bank accounts with PocketSmith.        

Does PocketSmith have a mobile app?

Yes! PocketSmith is a web-based desktop personal finance app. Our iOS and Android mobile app is designed as a companion budgeting app, giving you access to the core features of PocketSmith right there in your pocket! We know our customers lead busy lives, so take control of your finances wherever you are - whether that’s on the desktop, or on your phone whilst you’re on the go.

Can I integrate my investment accounts for a better picture of my net worth?

Yes! We have Data Connections that allow us to connect to other financial aggregators for different regions. Link your investment accounts and see them in our net worth tracker. Add all your other investments and liabilities (i.e. real estate and mortgages) to see an even better picture of your net worth.

Can I use PocketSmith to create custom budgets?

We pride ourselves on creating leading budgeting software that allows customers in the UK to create budgets unique to their situation. Budgets aren’t one size fits all - the best are fitted to your needs - so whatever stage of life you’re at, we’ll help you get control over your money.

Does PocketSmith work as a substitute for accounting software such as Xero Personal?

PocketSmith acts as a perfect alternative to traditional home accounting software such as the now sunset Xero Personal. In fact, we’re the only personal finance software that is recommended by Xero as an alternative! Keen to find out more about how PocketSmith can help your personal accounting and finances? Check out why Sam the Comic Accountant says home accounting software is the best thing for personal budgeting

We support all major banks in the UK

Along with a huge number of other banks in the United Kingdom! See below for the full listing.

Name Country Home Page

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