chevron_leftTour
Part-time jobs for teenagers are more than just a way to earn extra money; they are invaluable opportunities for personal growth and skill development. Ruth shares how encouraging her daughter to work part-time has helped her develop independence and learn valuable financial lessons to set her up for future success.
Money tips
Embarking on the journey of writing a book can be both exciting and daunting, as Emma Edwards discovered when authoring her personal finance book "Good With Money". Whether you're looking to write for financial gain or just for the love of it, Emma's lessons learned offer practical advice for anyone embarking on the challenging yet rewarding adventure of writing a book.
Money tips
Navigating the delicate balance between a side hustle and a traditional 9-to-5 job is akin to traversing a winding road, filled with twists and turns. From an initial streamlined approach that evolved into a multifaceted system of financial management, Rachel shares the ups and downs of juggling both freelancing and steady employment.
Money tips
Investing in your family's future is crucial for financial security and growth. As the home CFO, your role in managing and optimizing these investments is vital. Piotr, CEO of London-based accounting firm J. Dauman & Co, shares his guide that offers simple, effective strategies to create a robust family investment plan.
Money tips
Savvy negotiators know that the art of the deal can be applied to everyday expenses. From utilities and rent to high-street purchases, there are countless opportunities to save money through effective negotiation. Kevin from Banked demystifies the haggling process to help you talk your way into significant savings.
Money tips
Starting a digital nomad lifestyle brings freedom and new challenges, especially in managing your tax obligations across different countries. Accountant Sam Harith shares how you can navigate complex tax residencies, double taxation agreements, and local financial laws, ensuring your finances are well-managed as you explore the world.
Money tips
In today's economic climate, many are seeking ways to boost their earnings. While side hustles are a popular option, a more straightforward approach is often to secure a raise at your current job. Emma offers practical strategies to help you confidently negotiate the salary you deserve, ensuring you can continue progressing toward your financial goals.
Money tips
In this edition of Ruth’s Two Cents, she reflects on the responsibility of supporting ageing parents financially. It’s a challenge many adult children face, often navigating a delicate balance between their parents' needs and their own financial stability, which can bring about a range of emotional and practical difficulties.
Money tips
Are you a digital nomad, a globetrotter, or someone who finds themselves bouncing between countries and currencies with ease? Then you understand the challenges of managing your finances across borders. In this blog, Rachel takes you on a guided tour of the best PocketSmith features for global travellers and shares how she’s been using them on her recent adventures.
Money tips
As a dedicated PocketSmith user for over three years, Rachel has integrated its comprehensive features into almost every aspect of her financial management. She shares why there are times when she deliberately chooses not to use PocketSmith and why flexibility and appropriate tool selection are important in managing personal finances.
Money tips
Last year, Emma decided to jump into the transformative journey of refraining from fashion consumption, unravelling the financial benefits and personal growth that arise from this audacious challenge. Through mindful choices, she's discovered a path toward conscious consumption and a revitalized relationship with her wardrobe.
Money tips
Are you considering a breakup with your bank? Just like any other relationship, sometimes it's time to move on when your bank no longer meets your needs. From unexpected fees to outdated systems, Ruth explores why changing banks might be the right move for you, and how to navigate the process smoothly.
Money tips
Running a business inherently exposes you to greater risk, necessitating a tailored approach to insurance coverage. While many of the traditional forms of insurance remain relevant, there are specific policies uniquely suited to the needs of self-employed individuals. Accountant Sam Harith shares the essential components of protecting your business and personal assets when you’re self-employed.
Money tips
Navigating international banking hurdles while traveling can feel like a test of patience and resilience. From unexpected security measures to inconvenient time zone disparities, accessing your accounts abroad can become a daunting challenge. Rachel shares her recent experience of feeling frustrated and stranded in unfamiliar territory.
Money tips
Looking to ditch the dullness of traditional banking? Say hello to the future with tech-forward neobanks and money apps tailored for Aussies. From sleek interfaces to innovative features, these digital-first platforms are redefining how we manage our finances. Emma's sharing her curated list of digital disruptors top picks.
Money tips
In the latest edition of Ruth's Two Cents, she explores the fiery philosophy of Financial Independence Retire Early (FIRE). Is it necessary to live minimally to achieve financial independence, or is there a more personalized path to balancing enjoyment today with financial security tomorrow?
Money tips
Learning to be ‘Good With Money’ can be stressful and overwhelming. In her debut book, The Broke Generation, Emma Edwards uses real-life examples to help readers create a sense of financial calm, not chaos. How do you build a better relationship with money, while enjoying the things that add most value to your life? Read on to find out!
Money tips
Ever felt a pang of envy listening to your business-owning pals talk about their endless array of tax deductions? Accountant Sam Harith explores essential tax deductions available for employed individuals, shedding light on often-overlooked opportunities for tax relief in New Zealand.
Money tips
"These four apps form part of my financial ecosystem and help me keep my systems and processes watertight and on track." Aussies have a fair few choices of excellent personal finance apps. Emma shares her top four fair dinkum apps for managing her money.
Money tips
One of the significant decisions you'll face as a couple is merging your finances. It's a pivotal step that requires careful consideration and open communication. From sharing bank accounts to setting joint financial goals, Ruth explores how to approach this milestone in the latest edition of Ruth’s Two Cents.
Money tips
Dealing with the intricacies of managing multiple currencies as a digital nomad can be a daunting task, especially when your financial tools need to keep up with your ever-changing lifestyle. Rachel shares how PocketSmith transformed her financial management from "just okay" to exceptional, seamlessly integrating multi-currency support and live feeds to create a truly comprehensive system.
Money tips
Reassessing finances is crucial, and for many, their home loan takes center stage. With interest rates fluctuating and economic dynamics shifting, refinancing emerges as a strategic move. However, amidst the promise of lower rates lie potential pitfalls. Finder’s Rebecca Pike shares this guide on how to refinance to save money, avoiding fees while still getting all the features.
Money tips
Ever wondered how small changes in your spending habits could lead to significant financial gains? Inspired by the success of her own experience with a "no new clothes" challenge, Emma is sharing five new ideas challenge ideas to test yourself and improve your financial wellbeing in 2024.
Money tips
Reducing your working hours from the typical 9-5 can be done for all sorts of reasons. For Ruth and her husband Jonny, it was a matter of changing priorities — while still remaining financially stable. Hear how she made the transition, and how it's still working for her a few years down the road.
