The UK's neobanks and money apps are shaking up old-school banking with smart features and slick interfaces designed for modern money management. With smart features and sleek designs, these digital-first platforms are changing the way we manage money. Emma's rounded up the top contenders making waves right now.
Money tips
Neurodivergent people often need flexible tools to manage money in ways that work for them. We explore how PocketSmith supports different neurodivergent needs with customisation, visual tools, and smart guardrails — featuring Sarah, an autistic user who shared how PocketSmith helps her budget confidently across currencies.
Money tips
Is downsizing in retirement the smart move or an emotional minefield? In this edition of Ruth’s Two Cents, Ruth responds to a newly retired reader torn between the practical benefits of selling their longtime home and the emotional weight of leaving it behind.
Money tips
After an exciting adventure of the #digitalnomadlife, Rachel returned to New Zealand, facing reverse culture shock and high food prices. Transitioning from freelancing to a new office job after two years, she joined a close-knit team. This return to office life not only taught Rachel about the work and organisation but also offered valuable lessons about money
Money tips
Online dating has become a standard avenue for romance. As the norms around digital dating have evolved, so too have the financial dilemmas it presents. While issues like who pays for dates or when to discuss finances are largely based on personal preference, protecting your financial safety is essential. With the rise of online scams, especially on dating apps, maintaining vigilance is essential.
Money tips
Many families go through daily life without talking much about money, even though it influences everything from meals to milestones. Fresh Moni’s Willie Leota encourages simple, open conversations about money at home to build understanding and reduce stress.
Money tips
If you're neurodivergent, traditional budgeting tools might not feel like they're built for your brain, which can be discouraging. We believe you're not bad at money, you just need tools that work the way you do. We're showing how PocketSmith's flexible features can support your unique thinking style and simpler financial planning.
Money tips
It's tax time somewhere, and that means it's the perfect moment to get your finances in order. Whether you're self-employed, a business owner, or managing your own books, knowing what to tackle at the start of the financial year vs. the end can make all the difference. Sam Harith shares his tax time insights.
Money tips
After months as a digital nomad, working from cafes and cabins around the world, Rachel realised she longed for stability. Ultimately, she decided to quit freelancing and return to New Zealand, embracing a more grounded lifestyle. Rachel shares why she chose to go local and find new fulfilment in her career and life.
Money tips
Conversations about money and ageing can be uncomfortable, but they’re some of the most important ones we’ll ever have. In this edition of Ruth’s Two Cents, Ruth The Happy Saver draws from her own experience to respond to a reader facing the decline of a parent’s health.
Money tips
Political uncertainty can shake our sense of financial security, even when the changes aren't happening in our own backyard. While we can't control these larger forces, we can control how prepared we are. Here are some practical ways to safeguard your finances and stay confident, no matter what's happening on the political stage.
Money tips
Financial literacy is finally finding its place in classrooms — but for many adults, that education came too late or not at all. If you’ve ever felt unsure about budgeting, credit, or how loans actually work, you’re not alone. We’re answering some of the most common financial literacy questions to help you fill in the gaps.
Money tips
A plan for retirement should be an essential part of your financial wellbeing. Unlike traditional employees who have access to employer-sponsored retirement plans, self-employed individuals need to take a more proactive approach to saving for retirement. Freelance worker Rachel shares how she’s preparing to enjoy her golden years.
Money tips
Freelancing offers freedom, but unpredictable income can make managing money stressful. In this edition of Ruth’s Two Cents, Ruth shares her tried-and-true approach to creating stability when paydays are anything but regular.
Money tips
Freelancing can be a game-changer for your career and income, but finding clients requires a strategic approach. Learn from a seasoned freelance copywriter about finding and attracting clients by identifying your ideal clients, establishing online credibility, using your network, and connecting with agencies.
Money tips
Death and taxes are life’s only certainties — and one doesn’t end with the other. After you pass away, your tax obligations live on, creating potential headaches for your loved ones. Accountant Sam Harith covers how to manage your estate and taxes now, so you can make life easier for those you leave behind.
Money tips
Identity theft is becoming increasingly common in America, and even careful consumers can fall victim. As a recent victim of fraud, Brynne explores how to reduce your risk, from smarter spending habits to freezing your credit, and what to do if your identity is stolen, with practical steps for recovery and protection.
Money tips
Being self-employed brings a unique set of financial challenges and opportunities. It's essential to stay proactive and organised, which is why a quarterly finance check-in routine is invaluable. Freelancer Emma shares a step-by-step guide tailored for the self-employed, so you can ensure you're on top of your financial game all year round.
Money tips
Discovering that a partner has made significant financial decisions behind your back can be deeply unsettling. In this edition of Ruth's Two Cents, Ruth explores how to address the betrayal and work toward rebuilding both your finances and your relationship.
Money tips
In the quiet of her office, a simple email query sparked a profound realization for Rachel: Words wield power over our financial relationships. Often discussing money from market trends to in-depth budgeting with PocketSmith, she observes how language influences actions and attitudes, reshaping financial realities.
Money tips
Throughout American history, women have played a significant role in shaping the nation's financial landscape — often in ways that haven't received widespread recognition. We're taking a moment to highlight 20 women whose contributions to money and finance have helped influence systems and challenge the status quo.
Money tips
Investing is more accessible than ever, with the UK offering a range of platforms to suit beginners and seasoned investors alike. From automated tools to low-cost ETFs, these platforms make growing your wealth easier and more affordable. Here are six of the best options to consider for your investment journey.
Money tips
Rising incomes often lead to enhanced lifestyles, allowing us to indulge in luxuries previously beyond our reach. While it's rewarding to experience these upgrades, they introduce the challenge of lifestyle creep. Ruth The Happy Saver explores effective strategies for enjoying your growing income while maintaining sound financial health, ensuring that your success is sustainable long-term.
Money tips
Self-employment offers freedom but also financial uncertainty, making debt management crucial. Without a steady paycheck, balancing mortgages, loans, and business expenses requires a considered approach. Sam Harith shares practical ways to manage debt wisely for financial stability despite fluctuating income.
