Why you'll love PocketSmith

Most personal money management solutions only track your expenses. We go further by helping you plan for the future. Manage anything from a small project to your life's financial goals — PocketSmith will rise to the challenge and grow with you.

Use PocketSmith as your budgeting app to make day-to-day decisions and use our powerful balance forecasting features to plan your future.

Kick debt

Want to clear off your credit card debt faster? Use PocketSmith’s Budgets to help you track your future income and expenses and stay on track with your repayments.

Track spending

How much is your coffee habit costing you? PocketSmith easily categorizes your spending so you understand your own money behavior better.

Plan your future

How are your finances looking in 6 months, 10 years or even 30 years? Understand the future impact of your decisions today and view your long-term cash balance forecast in a calendar.

Excellent customer service

We're highly responsive and care about getting you in control of your money, so if you need a little help or just want to learn more, please get in touch.

Cloud-based and global

Do you have accounts and credit cards at different banks? Or different countries? PocketSmith simplifies your financial life by bringing all your accounts together, automatically updated by live bank feeds.

Your info is safe and secure

Your data is safe with us. It's encrypted in transit and at rest, and you're not required to share personally-identifying information with us. Read more about our security practices. Read more about our security practices.

Personal finance software that doesn't judge

PocketSmith is the best personal money management software for all walks of life. Whether you’re a first-time homebuyer saving for a down payment, or the CFO of your household searching for a budgeting app that gives you next-level insights, PocketSmith has the tools that fit.

Connect to all the major banks across the USA and around the world for access to live bank feeds. Say goodbye to tracking your money across multiple apps. With PocketSmith, you’ll get the full financial picture in one place.

Bring a copy of your finances everywhere you go with PocketSmith Sidekick, our mobile companion app. Categorize transactions, create budgets, manage household documents at your convenience, wherever you are.

You ask, we answer

Is PocketSmith the best budgeting app for me?

Money is intensely personal, so only you can answer that question. What we can promise though, is one of the most customizable personal money management tools on the market.

You can adapt PocketSmith to suit your preferred budgeting method, whether you follow the 50/30/20 rule, the envelope system, zero-based budgeting, or a hybrid system you invented yourself! Our caring Support team is an email away to help you figure things out as you go. 

Check out what our lovely user community has to say and decide whether we're right for you. See how a diverse group of Americans use PocketSmith to supercharge their financial productivity. From software engineer Darin, who tracks his expenses and income with PocketSmith, to entrepreneur Doug, who uses PocketSmith’s forecasting features for home and business, and California-based Ellen and Max, who manage their combined finances with PocketSmith.

Does PocketSmith use a financial aggregator?

We work with fintech company Yodlee to provide North American bank feeds within PocketSmith. We use Yodlee bank feeds because they are the most reliable method of providing automated transaction imports into PocketSmith.

At the end of 2021, we launched Data Connections, our new platform that enables us to connect to even more institutions,​​ and prepares us for the future of open banking. This means, in addition to Yodlee, we have the ability to connect to other financial aggregators specializing in specific regions. To that end, we now use Salt Edge for EU countries regulated by PSD2, and connect to NZ financial institutions via Akahu.

Can I use PocketSmith for balance forecasting?

Absolutely. PocketSmith lets you create cashflow projections in minutes, so you can see your daily bank balances up to 30 years into the future. Say goodbye to complex spreadsheets and plot your financial future in an intuitive calendar format, and visualize it all in a balance forecast graph. 

Can I use PocketSmith to create custom budgets?

We pride ourselves on creating leading budgeting software that allows individuals and households to create budgets unique to their situation. Whatever stage of life you’re at, we’ll help you get control over your money.

What is PocketSmith?

PocketSmith is world-class personal finance software that lets you manage your money, your way. Track your income, expenses, assets and net worth, customize your budgets, forecast your cashflow up to 30 years into the future, and see it all in a nifty calendar view. 

We support all major banks in the USA and worldwide.
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