Why you'll love PocketSmith

Most personal finance software solutions only track your expenses. We go further by helping you plan for the future. Our home accounting software includes unique, detailed features that will help you record your finances just the way you want it.

Use PocketSmith as a budgeting app to make day-to-day decisions or to plan for your retirement.

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Like Mint personal finance for Australia.

If you've been looking for a Mint alternative for Australia, then look no further. With live bank feeds, excellent budgeting features and advanced account aggregation, PocketSmith suits perfectly.

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Built just across the Tasman.

We're based in the Southern Hemisphere, just like you. PocketSmith is built in Dunedin, New Zealand; we're awake when you are, and ready to help.

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All your accounts in one place.

Do you have accounts and credit cards at different banks? PocketSmith simplifies your financial life by bringing all your accounts together in a single personal accounting software, automatically updated by live bank feeds.

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Superb multi-currency support.

We Antipodeans love to travel and live in new places. You can load up all your foreign currency accounts with PocketSmith, and get up-to-date currency conversion information for your international account balances.

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Active development.

Since 2008, we've been working on creating the world's best personal finance tool. We pride ourselves on constant improvement and iteration. You won't see any stagnation around here.

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No advertisements. Ever.

Some free personal finance apps in Australia advertise to you, making you their product. The PocketSmith experience is about you and your money, you will not be sold other products along the way.

Personal finance software that doesn't judge

PocketSmith is the best personal finance software for Australians from all walks of life. Whether you’re an investor looking to see your net worth in one place, a first home buyer looking for easy-to-use budgeting software, or the CFO of your household searching for personal accounting software, PocketSmith has the tools that fit.

Connect to all the major banks across Australia and around the world for access to live bank feeds. Say goodbye to tracking your money across multiple apps. With PocketSmith, you’ll get the full financial picture in one place.

Have peace of mind knowing that wherever you go, you’ll always have a copy of your finances handy with PocketSmith Sidekick, our mobile companion budgeting app. You can categorize transactions, create budgets, manage household documents all on the go too!

You ask, we answer

What makes PocketSmith the best personal finance software in Australia?

Don’t take it from us, hear what our lovely user community has to say. See how a diverse group of Aussies use PocketSmith to supercharge their financial productivity. From keen investor Shay, who tracks his expenses and net worth with PocketSmith, to Sydney-based Daniel, who uses our app to run his busy household of four and manage his investment properties and accounts, and expat Oliver, who consolidates his Australian and UK banking accounts with PocketSmith!    

Is PocketSmith a web app, mobile app or both?

Both! PocketSmith is cloud-based desktop personal finance software with a mobile companion app. Our iOS and Android budgeting app is designed to provide you with the key elements of PocketSmith right there in your pocket. So you can achieve your money goals while you do what you do best — live your life!

I’m looking for personal accounting software similar to Xero Personal. How does PocketSmith compare?

PocketSmith is the only personal finance software recommended by Xero as the alternative to its discontinued Xero Personal product. Keen to find out more about the benefits of using home accounting software for household budgeting? Read why PocketSmith is Accountant and Comic Artist Sam Harith’s go-to money management tool

Does PocketSmith track investment accounts?

Yes. We have Data Connections that allow us to connect to financial aggregators and other institutions all over the world. In Australia, we’ve also partnered directly with global portfolio management tool, Sharesight, to bring in your portfolio balance seamlessly into PocketSmith. 

Link your investment accounts and see them in our net worth tracker. Add all your other investments and liabilities (like property, superannuation funds and mortgages) to see an even better picture of your net worth!

What is PocketSmith?

PocketSmith is world-class personal finance software that lets you manage your money, your way. Track your income, expenses, assets and net worth, customize your budgets, forecast your cashflow up to 30 years into the future, and see it all in a nifty calendar view. 

We support all major banks in Australia

Along with 153 other Australian banks and credit unions! See below for the full listing.

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