Has your bank account got the bustling city blues? If you’ve ever considered heading somewhere that’s a bit more provincial, you might find some monetary advantages that suit you. Take it from current small town gal Ruth, who’s seen the benefits to her financial security.
A good portion of today’s workforce have a student loan. The years-long commitment to repaying it can feel like a heavy burden, but it shouldn’t stop you from living the life you want. Emma from The Broke Generation answers your questions on how you can still thrive while paying back your student loan.
Achieving financial independence might have different connotations when you’re 25 compared to when you’re 55. Whatever it looks like to you, it’s never too late to take stock of your current financial situation and see how adopting a fresh approach can help you achieve your goals faster.
In Ruth’s home, conversations about money happen everyday, and helping her daughter level-up financially comes as naturally as equipping her with essential life skills like cooking! In her latest article, she shares six tips for teaching kids about money.
For many Gen Zs and millennials, student loan repayments can be a depressing part of our everyday realities. If you’re chipping away at your loan in Australia, New Zealand and the UK, this article’s for you. We’ve rounded up our top tips on managing and repaying your student loan like a pro.
Can video games teach kids essential life skills? Head of Marketing Dora sits down with her two sons, aged 8 and 12, to see what they’ve learned from their favorite game, Minecraft. Turns out it’s not all about crafting swords and battling mobs, but a surprising amount of economics as well.
Financial forecasting can help you plan out your personal and business finances, and transform the way you manage your money. By looking at how your money, budget and income is likely to perform in the future, you can better plan for savings, investments and hitting your financial goals.
21st century living is complicated as it is. Ruth The Happy Saver shares the story behind her family’s trusty old dining table, and how it inspires her to live simply and frugally. She shows us different ways sustainable living is within our reach and shares seven practical household tips!
The proliferation of online share trading platforms has propelled ethical investing into the mainstream. Many of us are now asking how to combine our personal values and social responsibility with an investment strategy. Ruth Henderson shares six tips on how to do that.
Working from home can be an uphill battle of staying focused, staying productive, and trying to survive yet another Zoom call. But thankfully there are some great apps for working from home that’ll help you stay on track.
Despite making her peace with her fluctuating levels of productivity throughout the nine months she spent working from her living room in 2020, Emma has found a few tricks that keep the productivity juices flowing – most of the time!
When your neighbor unveils their latest model electric car, or invites you over to christen their new swimming pool, it’s hard not to feel a tiny stab of… something. Whether that feeling is envy or relief, is entirely up to your mindset. Ruth Henderson encourages us to discern between the type of Joneses we encounter. Some, she says, we should avoid, and others, we could learn great money lessons from.
Whether you’re a lover or a hater of the WFH life, there are more costs involved beyond your tax deductible power bills and office supplies, so bear these sneaky spends in mind if you’ve been tasked with deciding how you’ll work in the future.
At the start of every year, household CFO and happy saver Ruth Henderson uses PocketSmith to plan her family’s finances for the year ahead. Budgeting, she says, is the key to financial freedom. Find out which three PocketSmith features she considers essential to helping her family achieve their money goals.
With international travel off the cards for most of us, the past year has forced those of us looking to take a break to consider holidaying locally. But that doesn’t mean you need to miss out on the fun, or some savings! Amanda shares five tips on having a cheap holiday in your own backyard.
How does a self-confessed lover of fashion and shopping survive one year without buying any new clothes? Hear from Dora as she shares the lessons she learned, some tips on running a successful clothes swap, and the surprising amount of money she actually ended up saving.
Have you been making more unnecessary online purchases than usual in the past year? We're all guilty of buying something ridiculous like a tub of hummus in response to the pressures of lockdown. The Broke Generation's Emma reminds us that it's not the end of the world!
As we fervently sing Auld Lang Syne to bid farewell to 2020 (no offence, but man, are we glad to be seeing the back of you!), Ruth The Happy Saver sits at her desk in her new garden shed, to share with us what she does every New Year’s Eve (hint: it’s not what you think).
Last Christmas, I gave you my… what? If holiday gifting has gotten a little out of hand for you, Ruth The Happy Saver has six handy tips to help avoid that end-of-year overspend! Paraphrasing Mariah, ultimately, all most people want for Christmas… is you!
Couples who talk about money with each other have stronger relationships. The same applies to families! Ruth The Happy Saver shares how she uses PocketSmith’s tools to help have productive financial conversations with her family!
When it comes to your finances, are you a Chandler or more of a Monica? Guest writer Emma uses her unagi to assess how the characters of Friends handled their money.
Globally, 2020 will be a hard year to forget. We've had to rapidly adjust to COVID-19 and its effects, and our money habits are no exception. Here are nine tips to help you adjust your finances to the new normal.
Talking to your partner about money can be stressful. Our friend Ruth, The Happy Saver shares 8 steps she uses to have positive money conversations with her husband.
Financial anxiety is defined as feelings of worry, stress or uneasiness about your financial situation. A variety of factors can trigger financial anxiety, from job loss to increased cost of living, but the compounding events of 2020 have arguably seen more people confronted with financial anxiety than ever.
Did you take out the 6-month mortgage holiday when COVID-19 hit? That six months is coming to an end in Australia. Here’s what to do next if you’re reaching the end of your mortgage holiday.