Why you'll love PocketSmith

You’ll find many of the features you know and love from the Pocketbook app, but with so much more. See the details you’ve been looking for in our reports, plan for the future with our unique forecasting tools, and record your finances just the way you want to. PocketSmith is not just the best Pocketbook app replacement, it’s an upgrade!

We’re a team of people just like you, and we’re committed to looking after all Pocketbook users.
Come try us out and start managing your money, your way.

Migrate from Pocketbook in minutes

We have a dedicated importer for Pocketbook transactions and categories, and you'll be up and running with your data in PocketSmith in minutes.

Excellent customer service

We're highly responsive and care about getting you in control of your money. If you need a little help or just want to learn more, please get in touch - we’ll get right back to you.

Founded in 2008 and independent

We’re a diverse and enthusiastic crew of makers in New Zealand serving a global userbase in 191 countries. Here’s a bit more about us and our values.

Spending trends

Understand your spending for each budgeted category over any time period. Quickly see how much you have left to spend and easily detect overspending. Nest your budgets, roll them up and drill down into categories.


Get clarity across all aspects of your finances. We have reports for Net Worth, Income & Expense (P&L), Cashflows, multiple customizable Dashboards, and more!

See your future

Times are tough, so take care of future you. Use our forecasting calendar to see daily projected bank balances, and test budgets before you set them.

Ready to get started?


Hear from users who have made the switch

The alternative to Pocketbook that you’ve been looking for

Everything you love about Pocketbook, plus all of the things you’ve wished it could do.

Pocketbook PocketSmith
Bank account aggregation
Multi-currency (currency for each account)
Currency conversion
View sets of accounts together
Bank feeds
Connect to banks and financial institutions outside Australia
Auto-categorization can be turned off
Mortgage, loan and investment accounts
Transaction management
Labels and tagging
File imports (CSV, OFX, QIF, QFX)
Saved searches
Search and categorize using rules (using criteria like merchant, amount, date, and more)
Search by date range
Distinguishable, editable account names
Track refunds
Customizable dashboards
Historical spending trends
Income and Expense (P&L) statement
Cashflow statement
Spending breakdown graphs
Customizable date ranges
Categorize and track spending
Custom categories and rules
Split transactions into multiple categories
Roll-up (overall) reporting
Cashflow projection
Daily projected future bank balances
What-if scenario modelling
Net worth
Automatically updated by feed accounts
Multiple loan accounts for an asset
Schedule future bills, budgets and income

Ready to get started?




The best Pocketbook alternative in Australia

PocketSmith is the complete personal finance software for Australia.

If you are looking for a Pocketbook replacement, look no further. PocketSmith has all the features of the Pocketbook app and so much more. You can securely connect to all your Australian banks, credit cards, and international bank accounts, then enjoy them all displayed in your home currency.

PocketSmith is so much more than just an expense tracker app, our reporting options will take your personal financial planning to the next level. Start with our budget planner to take control of your spending and meet your savings goals, then see where you are going with our long-term cash flow forecasting tool.

Keep in touch with your finances wherever you are with our mobile companion app, for Android and iOS. You can even snap photos of your receipts and attach them directly to your transactions on your iPhone or Android phone.

PocketSmith is here to stay.

PocketSmith has been an innovator in the fintech world since 2008 and is still proudly independent and self-funded. Our only source of revenue is our customer subscriptions, and we are a stable, profitable company with no investors telling us what to do - our customers are at the center of everything we do.

At PocketSmith, we make money from your subscription, not your data. We will never sell your data or advertise to you.

Free apps like Pocketbook tend to make the user their product, and that doesn't vibe with our values - our users' data is sacred to us.

You ask, we answer

I’m just looking for a budget app that links to my bank accounts in Australia?

PocketSmith connects securely to all major banks in Australia, and you can search for your bank below. PocketSmith is a money management and budgeting app that grows with you. You can start simply by just tracking your budgets and enjoy our automatic categorization and custom labeling. But you can also plan your whole financial future up to 30 years into the future with our cashflow and net worth forecasting features.

I'm looking for apps like Pocketbook, how does PocketSmith compare?

PocketSmith has all the functionality, plus so much more, compared to apps like Pocketbook or any other free expense tracker app in Australia. You can check out the feature comparison table on this page to see why PocketSmith stands out above even the best budgeting apps in Australia. Of all the Pocketbook alternatives in Australia, you will not find one more comprehensive than PocketSmith.

Do I have to use bank feeds with PocketSmith?

If you prefer not to use automatic bank feeds, you can use our convenient bank file uploader. PocketSmith supports the following file types: OFX, QFX, QIF, CSV. Export your bank files from your online banking website, then import them straight into PocketSmith! You can learn more about importing bank files here.

Can I share PocketSmith with a trusted partner or advisor?

Yes, PocketSmith has a shared access feature where you can choose to share access to your PocketSmith account with a trusted partner, financial advisor, or other financial services of your choice such as a mortgage broker. Learn more about shared access here.

What makes PocketSmith the best personal finance software in Australia?

Don’t take it from us, hear what our lovely user community has to say. See how a diverse group of Aussies use PocketSmith to supercharge their financial productivity. From keen investor Shay, who tracks his expenses and net worth with PocketSmith, to Sydney-based Daniel, who uses our app to run his busy household of four and manage his investment properties and accounts, and expat Oliver, who consolidates his Australian and UK banking accounts with PocketSmith!    

Is PocketSmith a web app, mobile app or both?

Both! PocketSmith is cloud-based desktop personal finance software with a mobile companion app. Our iOS and Android budgeting app is designed to provide you with the key elements of PocketSmith right there in your pocket. So you can achieve your money goals while you do what you do best — live your life!

What is PocketSmith?

PocketSmith is world-class personal finance software that lets you manage your money, your way. Track your income, expenses, assets and net worth, customize your budgets, forecast your cashflow up to 30 years into the future, and see it all in a nifty calendar view. 

Ready to get started?


We support all major banks in Australia

Along with 153 other Australian banks and credit unions! See below for the full listing.

Name Country Home Page

Get your PocketSmith deal

Get 50% off your first two months of a PocketSmith Foundation or Flourish plan!


Save 50% for two months!

$14.95 $7.48 monthly
for the first two months

  • Automatic bank feeds
  • Automatic and manual transaction importing
  • Automatic categorization
  • Unlimited budgets
  • Unlimited accounts
  • 6 connected banks from 1 country
  • 6 dashboards
  • 10 years' projection
Get Foundation Deal


Save 50% for two months!

$24.95 $12.48 monthly
for the first two months

  • Automatic bank feeds
  • Automatic and manual transaction importing
  • Automatic categorization
  • Unlimited budgets
  • Unlimited accounts
  • 18 connected banks from all countries
  • 18 dashboards
  • 30 years' projection
Get Flourish Deal

Offer available exclusively to new PocketSmith users who are joining us from Pocketbook.

"PocketSmith is like your own personal finance assistant. 9/10"

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