Why you'll love PocketSmith

Most personal finance software solutions only track your expenses. We go further by helping you plan for the future. You also get detailed features that will help you record your finances just the way you want it.

Use PocketSmith to make day-to-day decisions or to plan for your retirement.

Killer cash flow forecasting

See your forecast bank balances by scheduling future budgets. Our budget calendar makes it easy to see balances on any given date. Unlike Mint.com, cash flow forecasting is a core feature.

Excellent customer service.

We'’'re highly responsive and care about getting you in control of your money. If you need a little help or just want to learn more, please get in touch - we’ll get right back to you.

Flexible budgeting

Weekly groceries, biweekly paychecks, quarterly bills. Tuesday to Tuesday, or every 15th. We don’t force you to budget monthly because we know your life is more interesting than that.

No advertisements

Mint advertises to you, making you their product. The PocketSmith experience is about you and your money. We're an ad-free, noise-free experience.

Available in your country

Use PocketSmith anywhere. We have bank feeds for 36 countries, and users in 196. Connect foreign accounts with multi-currency support. PocketSmith has you covered from Australia to Zambia.

Active development

Since 2008, we've been working with our customers to create the world's best personal finance tool. We pride ourselves on constant improvement and iteration. You won't see any stagnation around here.

The alternative to Mint.com that you've been looking for

PocketSmith is elegant personal finance software that lets you do so much more.

Track your money, your way, and get new insights on your finances.

Mint PocketSmith
Bank account aggregation
Multi-currency (currency for each account)
Currency conversion
View sets of accounts together
Live bank feeds
Connect to banks outside North America
Live feed auto-categorisation
Auto-categorisation can be turned off
Mortgage, loan and investment accounts
Transaction management
Labels and tagging
File imports (CSV, OFX, QIF, QFX)
Saved searches
Multi-criteria rules (by merchant, partial text match, amount, date, and more)
Categorize and track spending
Split expenses into different categories
Customisable main and sub-categories
Roll-up (overall) reporting
Flexible budgets (e.g. daily, weekly, quarterly, yearly)
Net worth
Integrates live feed accounts
Multiple loan accounts for an asset
Send expenses to Xero
Cash flow reporting
Cash flow projection
Daily projected future bank balances
What-if scenario modelling
Schedule future budgets
Daily historic and future closing balances

Ready to get started?




Your path to a better financial future just got clearer

Get clarity over your money.

Track your money, your way, and get new insights on your finances.

Categorize, label and annotate your transactions to see reports in graphs, charts and tables.

Automatic Bank Feeds keep PocketSmith updated so you can see where your money is going. Pick and choose to see the bank, credit card and loan accounts you want in one place.

Find your old transactions easily with our powerful search engine and make common queries quicker with saved searches.

Start being productive.

PocketSmith is equipped to tackle all jobs, big and small.

Keep track of what you care about, and tune it. That growing sneaker collection; the cost of building a birdhouse; your recent family vacation; and whether or not your Airbnb is paying off your mortgage.

Get answers to what-if scenarios. What would happen if you reduced spending on takeout? Can you survive on a lower income? When will your electric car pay for itself? How long before you can afford a vacation?

We're here to help you make the best decisions for your future. Our neat budget calendar lets you do this with ease, so you can make the best decisions for your future.

Ready to take control of your financial future?


We're cool by association thanks to these awesome folks.

A small selection of write-ups and products we're connected to.