Why you'll love PocketSmith

Most personal finance software solutions only track your expenses. We go further by helping you plan for the future. You also get detailed features that will help you record your finances just the way you want it.

Use PocketSmith to make day-to-day decisions or to plan for your retirement.

Killer cash flow forecasting

See your forecast bank balances by scheduling future budgets. Our budget calendar makes it easy to see balances on any given date. Unlike Mint.com, cash flow forecasting is a core feature.

Excellent customer service

We'’'re highly responsive and care about getting you in control of your money. If you need a little help or just want to learn more, please get in touch - we’ll get right back to you.

Flexible budgeting

Weekly groceries, biweekly paychecks, quarterly bills. Tuesday to Tuesday, or every 15th. We don’t force you to budget monthly because we know your life is more interesting than that.

No advertisements

Mint advertises to you, making you their product. The PocketSmith experience is about you and your money. We're an ad-free, noise-free experience.

Available in your country

Use PocketSmith anywhere. We have bank feeds for 36 countries, and users in 196. Connect foreign accounts with multi-currency support. PocketSmith has you covered from Australia to Zambia.

Active development

Since 2008, we've been working with our customers to create the world's best personal finance tool. We pride ourselves on constant improvement and iteration. You won't see any stagnation around here.

The alternative to Mint.com that you've been looking for

PocketSmith is elegant personal finance software that lets you do so much more.

Track your money, your way, and get new insights on your finances.

Mint PocketSmith
Bank account aggregation
Multi-currency (currency for each account)
Currency conversion
View sets of accounts together
Bank feeds
Connect to banks outside North America
Auto-categorization can be turned off
Mortgage, loan and investment accounts
Transaction management
Labels and tagging
File imports (CSV, OFX, QIF, QFX)
Saved searches
Multi-criteria rules (by merchant, partial text match, amount, date, and more)
Categorize and track spending
Split expenses into different categories
Customisable main and sub-categories
Roll-up (overall) reporting
Flexible budgets (e.g. daily, weekly, quarterly, yearly)
Net worth
Automatically updated by feed accounts
Multiple loan accounts for an asset
Send expenses to Xero
Cash flow reporting
Cash flow projection
Daily projected future bank balances
What-if scenario modelling
Schedule future budgets
Daily historic and future closing balances

Ready to get started?


Why ex-Minters made the switch


Be productive with your money, your way

Life is interesting, and so are you.

We're a diverse bunch of people here at PocketSmith, and we all have different money attitudes and goals too. This is why we made our personal finance app really customisable.

Unlike other personal money management apps, we don't force you into a system, because we don't think like that either.

We're here to help you focus on what you care about, with personal accounting software that’s tailored specifically to you.

Freedom to pick the tools that fit the job.

PocketSmith gives you control over all jobs, big and small.

All you need to do is pick and mix the features that you want in order to design a solution that works best for you.

When things change, PocketSmith will change with you. We use our deep understanding of our customer needs to deliver a rich and comprehensive experience that stands the test of time.

Ready to take control of your financial future?


We're cool by association thanks to these awesome folks.

A small selection of write-ups and products we're connected to.