Why you'll love PocketSmith

Most personal finance software solutions only track your expenses. We go further by helping you plan for the future. You also get detailed features that will help you record your finances just the way you want it.

Use PocketSmith to make day-to-day decisions or to plan for your retirement.

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Import transaction history from YNAB

With our dedicated importer for YNAB transactions, you'll be up and running with your data in PocketSmith in minutes. You'll see your finances in a completely new light.

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Spending Trends

Understand your spending for each budgeted category over any time period. Quickly see how much you have left to spend and easily detect overspending. Nest your budgets, roll them up and drill down into categories.

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Flexible budgeting

Weekly groceries, biweekly paychecks, quarterly bills. Tuesday to Tuesday, or every 15th. We don’t force you to budget monthly because we know your life is more interesting than that.

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Track your memories

Use our killer search engine to find transactions. Attach labels, notes, photos and invoices to any transaction. Revisit details on bargains, recipes, car maintenance, big expensive buys, visits to the doctor and much more!

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See your future

Take care of future you. Use our forecasting calendar to see daily projected bank balances, and test budgets you set. Fine tune your finances and hit your financial goals! Unlike YNAB, cash flow forecasting is a core feature.

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Excellent customer service.

We're highly responsive and care about getting you in control of your money. If you need a little help or just want to learn more, please get in touch - we’ll get right back to you.

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Here is how we stack up as an alternative to YNAB

PocketSmith is elegant personal finance software that lets you do so much more.

Track your money, your way, and get new insights on your finances.

YNAB PocketSmith
Bank account aggregation
Multi-currency (currency for each account)
Currency conversion
View sets of accounts together
Live bank feeds
Connect to banks outside North America
Live feed auto-categorisation
Auto-categorisation can be turned off
Mortgage, loan and investment accounts
Transaction management
Notes
Labels and tagging
Attach images and files
File imports (CSV, OFX, QIF, QFX)
Saved searches
Multi-criteria rules (by merchant, partial text match, amount, date, and more)
Reporting
Trends
Income and Expense
Cashflow projection
Daily projected future balances
Categorize and track spending
Split expenses into different categories
Customisable main and sub-categories
Roll-up (overall) reporting
Budgeting
Flexible budgets (e.g. daily, weekly, quarterly, yearly)
Budget on a calendar
Schedule future budgets
Daily historic and future closing balances
What-if scenario modelling. Test your budget's future outcomes!
Send expenses to Xero
Calendar
Schedule future budgets
Daily historic and future closing balances
Platforms
iOS
Android
Web
Linux
macOS
Windows
Security
Two-factor authentication (2FA)
Advisor Access

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Reviews

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Your path to a better financial future just got clearer

Get clarity over your money.

Track your money, your way, and get new insights on your finances.

Categorize, label and annotate your transactions to see reports in graphs, charts and tables.

Automatic Bank Feeds keep PocketSmith updated so you can see where your money is going. Pick and choose to see the bank, credit card and loan accounts you want in one place.

Find your old transactions easily with our powerful search engine and make common queries quicker with saved searches.

Start being productive.

PocketSmith is equipped to tackle all jobs, big and small.

Keep track of what you care about, and tune it. That growing sneaker collection; the cost of building a birdhouse; your recent family vacation; and whether or not your Airbnb is paying off your mortgage.

Get answers to what-if scenarios. What would happen if you reduced spending on takeout? Can you survive on a lower income? When will your electric car pay for itself? How long before you can afford a vacation?

We're here to help you make the best decisions for your future. Our neat budget calendar lets you do this with ease, so you can make the best decisions for your future.

Ready to get started?

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