Most personal finance software solutions only track your expenses.
We go further by helping you plan for the future.
You also get detailed features that will help you record your finances just the way you want it.
Use PocketSmith to make day-to-day decisions or to plan for your retirement.
With our dedicated importer for YNAB transactions, you'll be up and running with your data in PocketSmith in minutes. You'll see your finances in a completely new light.
Understand your spending for each budgeted category over any time period. Quickly see how much you have left to spend and easily detect overspending. Nest your budgets, roll them up and drill down into categories.
Weekly groceries, biweekly paychecks, quarterly bills. Tuesday to Tuesday, or every 15th. We don’t force you to budget monthly because we know your life is more interesting than that.
Use our killer search engine to find transactions. Attach labels, notes, photos and invoices to any transaction. Revisit details on bargains, recipes, car maintenance, big expensive buys, visits to the doctor and much more!
Take care of future you. Use our forecasting calendar to see daily projected bank balances, and test budgets you set. Fine tune your finances and hit your financial goals! Unlike YNAB, cash flow forecasting is a core feature.
We're highly responsive and care about getting you in control of your money. If you need a little help or just want to learn more, please get in touch - we’ll get right back to you.
PocketSmith is elegant personal
finance software that lets you do so much more.
Track your
money, your way, and get new insights on your finances.
| YNAB | PocketSmith | |
|---|---|---|
| Bank account aggregation | ||
| Multi-currency (currency for each account) | ||
| Currency conversion | ||
| View sets of accounts together | ||
| Live bank feeds | ||
| Connect to banks outside North America | ||
| Live feed auto-categorisation | ||
| Auto-categorisation can be turned off | ||
| Mortgage, loan and investment accounts | ||
| Transaction management | ||
| Notes | ||
| Labels and tagging | ||
| Attach images and files | ||
| File imports (CSV, OFX, QIF, QFX) | ||
| Saved searches | ||
| Multi-criteria rules (by merchant, partial text match, amount, date, and more) | ||
| Reporting | ||
| Trends | ||
| Income and Expense | ||
| Cashflow projection | ||
| Daily projected future balances | ||
| Categorize and track spending | ||
| Split expenses into different categories | ||
| Customisable main and sub-categories | ||
| Roll-up (overall) reporting | ||
| Budgeting | ||
| Flexible budgets (e.g. daily, weekly, quarterly, yearly) | ||
| Budget on a calendar | ||
| Schedule future budgets | ||
| Daily historic and future closing balances | ||
| What-if scenario modelling. Test your budget's future outcomes! | ||
| Send expenses to Xero | ||
| Calendar | ||
| Schedule future budgets | ||
| Daily historic and future closing balances | ||
| Platforms | ||
| iOS | ||
| Android | ||
| Web | ||
| Linux | ||
| macOS | ||
| Windows | ||
| Security | ||
| Two-factor authentication (2FA) | ||
| Advisor Access |
This is the best, most complete and most intuitive tool I've ever tried in the finance category. For me, the calendar was the mind blowing feature that changed my perception and minimum feature to expect.
Hugo Vitorino, Portugal
THE CALENDAR! OH MY GLOB! THE CALENDAR! Mint, Quicken, Excel - none give you the similar ability to prevent cash flow problems in the future in such an easy, graphic way. Money software is useless if it can't help you plan the future. I have already recommended it and continue to do so.
Amy Naha, United States
So far this program has been a game changer for me. I'm finally able to budget they way I'd always hoped. I love looking into the future and seeing what money I will have left over.
Casey Casburn, United States
I've tried quite a few of these budgeting applications, but this has been the best experience, supporting the most bank accounts and international currencies.
Nicholas Steenson, New Zealand
Track your money, your way, and get new insights on your finances.
Categorize, label and annotate your transactions to see reports in graphs, charts and tables.
Automatic Bank Feeds keep PocketSmith updated so you can see where your money is going. Pick and choose to see the bank, credit card and loan accounts you want in one place.
Find your old transactions easily with our powerful search engine and make common queries quicker with saved searches.
PocketSmith is equipped to tackle all jobs, big and small.
Keep track of what you care about, and tune it. That growing sneaker collection; the cost of building a birdhouse; your recent family vacation; and whether or not your Airbnb is paying off your mortgage.
Get answers to what-if scenarios. What would happen if you reduced spending on takeout? Can you survive on a lower income? When will your electric car pay for itself? How long before you can afford a vacation?
We're here to help you make the best decisions for your future. Our neat budget calendar lets you do this with ease, so you can make the best decisions for your future.
