Why you'll love PocketSmith

You'll find many of the features you know and love from the MoneyBrilliant app, but with so much more. Plan for the future up to 30 years ahead with our powerful cashflow forecasting engine. Record your finances just the way you want to with unlimited custom dashboards. Get the insights you want with spending trends, income and expense statements, calendar budgeting, net worth tracking and multi-currency support.

Store important files like insurance documents, warranties, receipts and photos in PocketSmith, and have peace of mind knowing you have a copy of all your household administration in one place when you need it. PocketSmith is not just the best MoneyBrilliant replacement, it’s an upgrade!

We’re a team of people just like you, and we're committed to looking after all MoneyBrilliant users. Come try us out and take your money journey to the next level!

Migrate from MoneyBrilliant in minutes

We have a dedicated importer for your MoneyBrilliant data. Our importer can pick up your accounts, transactions, budgets and categories information, and set it up in PocketSmith within minutes.

Founded in 2008 and independent

PocketSmith is privately owned and funded only by customer subscriptions so you are the centre of our world. PocketSmith is stable, profitable and here to stay. Here’s a bit more about us

Excellent customer service

We're highly responsive and care about getting you in control of your money. If you need a little help or just want to learn more, please get in touch — we’ll get right back to you.

We're open banking-ready

We've partnered with Australian CDR data provider Basiq to give you open banking access. This means you'll get access to open banking feeds for all banks in Australia as they come online, and alternate traditional feeds in the interim.

See your future

How are your finances looking in 6 months, 10 years or even 30 years? Understand the future impact of your decisions today and view your long-term cash balances in a calendar.

Your info is safe and secure

Your data is safe with us. It's encrypted in transit and at rest, and you're not required to share personally-identifying information with us. Read more about our security practices.

“PocketSmith ticked all the boxes for our needs. It was just perfect, easy, and really intuitive. Out of the box, I was able to connect to my bank feeds, categorize my spending, and set up budgets within an hour or two. Once the basics were done, I was able to really drill down into the detail and get things fine-tuned.” Read more reviews.

Daniel Johns, Australia

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The best MoneyBrilliant alternative for Australia

PocketSmith is the complete personal finance software for Australia.

If you are looking for a MoneyBrilliant replacement, look no further. PocketSmith has all the features of the MoneyBrilliant app and so much more. You can securely connect to open banking feeds for all your Australian banks and credit cards. We also support international bank accounts which you can enjoy displayed in your home currency.

PocketSmith is so much more than just an expense tracker app; our reporting options will take your personal financial planning to the next level. Start with our budget planner to take control of your spending and meet your savings goals, then see where you are going with our long-term cash flow forecasting tool.

Keep in touch with your finances wherever you are with our mobile companion app, for Android and iOS. You can even snap photos of your receipts and attach them directly to your transactions on your iPhone or Android phone.

PocketSmith is here to stay.

PocketSmith has been an innovator in the fintech world since 2008 and is still proudly independent and self-funded. Our only source of revenue is our customer subscriptions, and we are a stable, profitable company with no investors telling us what to do — our customers are at the centre of everything we do.

At PocketSmith, we make money from your subscription, not your data. We will never sell your data or advertise to you.

Free apps like MoneyBrilliant tend to make the user their product, and that doesn't vibe with our values — our users' data is sacred to us.

You ask, we answer

Is PocketSmith here to stay?

Yes, PocketSmith is a stable and profitable company, we are only funded by customer subscriptions and have no investors telling us what to do. The customer experience and user privacy is at the centre of all our endeavours — we will never sell your data or advertise to you.

I’m just looking for a budget app that links to my bank accounts in Australia?

PocketSmith connects securely to all major banks in Australia with open banking data feeds, and you can search for your bank below. PocketSmith is a money management and budgeting app that grows with you. You can start simply by just tracking your budgets and enjoy our automatic categorisation and custom labelling. But you can also plan your whole financial future up to 30 years into the future with our cashflow and net worth forecasting features.

How does MoneyBrilliant vs PocketSmith stack up?

PocketSmith has all the functionality, plus so much more, compared to apps like MoneyBrilliant or any other free expense tracker app in Australia. Of all the MoneyBrilliant alternatives in Australia, you will not find one more comprehensive than PocketSmith. Take the Tour to explore.

Do I have to use bank feeds with PocketSmith?

If you prefer not to use automatic bank feeds, you can use our convenient bank file uploader. PocketSmith supports the following file types: OFX, QFX, QIF, and CSV. Export your bank files from your online banking website, then import them straight into PocketSmith! Read our guide to importing bank files.

Can I share PocketSmith with a trusted partner or advisor?

Yes, PocketSmith has a shared access feature where you can choose to share access to your PocketSmith account with a trusted partner, financial advisor, or other financial services of your choice, such as a mortgage broker.

What makes PocketSmith the best personal finance software in Australia?

Don’t take it from us, hear what our lovely user community has to say. See how a diverse group of Aussies use PocketSmith to supercharge their financial productivity. From keen investor Shay, who tracks his expenses and net worth with PocketSmith, to Sydney-based Daniel, who uses our app to run his busy household of four and manage his investment properties and accounts, and expat Oliver, who consolidates his Australian and UK banking accounts with PocketSmith! 

Is PocketSmith a web app, mobile app or both?

Both! PocketSmith is cloud-based desktop personal finance software with a mobile companion app. Our iOS and Android budgeting app is designed to provide you with the key elements of PocketSmith right there in your pocket. So you can achieve your money goals while you do what you do best — live your life!

What is PocketSmith?

PocketSmith is world-class personal finance software that lets you manage your money, your way. Track your income, expenses, assets and net worth, customise your budgets, forecast your cashflow up to 30 years into the future, and see it all in a nifty calendar view. 

Ready to get started?


We support all major banks in Australia

Along with most other Australian banks and credit unions! See below for the full listing.

Name Country Home Page

Get your PocketSmith deal

Get 50% off your first two months of a PocketSmith Foundation or Flourish plan!


Save 50% for two months!

$14.95 $7.48 monthly
for the first two months

  • Automatic bank feeds
  • Automatic and manual transaction importing
  • Automatic categorization
  • Unlimited budgets
  • Unlimited accounts
  • 6 connected banks from 1 country
  • 6 dashboards
  • 10 years' projection
Get Foundation Deal


Save 50% for two months!

$24.95 $12.48 monthly
for the first two months

  • Automatic bank feeds
  • Automatic and manual transaction importing
  • Automatic categorization
  • Unlimited budgets
  • Unlimited accounts
  • 18 connected banks from all countries
  • 18 dashboards
  • 30 years' projection
Get Flourish Deal

Offer available exclusively to new PocketSmith users who are joining us from MoneyBrilliant.

"PocketSmith is like your own personal finance assistant. 9/10"

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