Why PocketSmith is the best of all the Microsoft Money alternatives.

PocketSmith is the MS Money alternative that can help you take your finances to a new level. 

You'll find all of the features you are missing from Microsoft Money and Money in Excel, but with so much more. Along with friendly customer service PocketSmith offers unparalleled flexibility with multiple custom dashboards and reporting options. Get the insights you want with spending trends, income and expense statements, calendar budgeting, net worth tracking, and multi-currency support.

Record your finances just the way you want and plan for the future up to 30 years ahead with our powerful cashflow forecasting engine

You can even store important files like insurance documents, warranties, receipts and photos in PocketSmith, and have peace of mind knowing you have a copy of all your household administration in one place when you need it. 

PocketSmith is not just the best Microsoft Money replacement, it's an upgrade!

Import your MS Money transaction history

Our dedicated importer for Microsoft money and Money in Excel transactions makes PocketSmith your easy MS Money replacement. You'll soon see your financial future in a completely new light.

Excellent customer service

We’re highly responsive and care about getting you in control of your money. If you need a little help or just want to learn more, please get in touch - we’ll get right back to you.

Killer cash flow forecasting

See your forecast bank balances by scheduling future budgets. Our budget calendar makes it easy to see balances on any given date up to 30 years into the future.

Flexible budgeting

Weekly groceries, biweekly paychecks, quarterly bills. Tuesday to Tuesday, or every 15th. We don’t force you to budget in any one way, because we know your life is more interesting than that.

Active development

Since 2008, we've been working with our customers to create the world's best personal finance tool. We pride ourselves on constant improvement and iteration. You won't see any stagnation around here.

Your info is safe and secure

Your data is safe with us. It's encrypted in transit and at rest, and you're not required to share personally-identifying information with us. Read more about our security practices.


Here's why ex-MS Money users love PocketSmith


A few reasons why PocketSmith
is the best alternative to Microsoft Money

Microsoft Money PocketSmith
Constantly updated and improved
More ways to import your data
See all your accounts in one place
Sync with US banks and institutions
Sync with over 12,000 banks and institutions worldwide
Import transactions with CSV and OFX files
Better personalization
Add images and attachments to transactions
Flexible budgeting periods
Forecasting daily account balances
Customizable dashboards
More ways to work with your money
Fully-featured web app
Desktop app for Windows
Desktop app for MacOS
Mobile app for iOS and Android
Desktop app for Linux

PocketSmith is personal finance software that lets you be productive with your money, your way.

Learn more about how our features can supercharge your financial productivity.

Step into your new home


The best Microsoft Money alternative

Plan your financial future with the better Microsoft Money replacement.

PocketSmith is the only product that forecasts each and any of your daily account balances up to 30 years into the future. We designed this feature to give you the clearest foresight into your finances, so you can plan in comfort and know the future impact of your current decisions. It is the fun alternative to MS Money.

The insights that you are missing from MS money and Money in Excel.

PocketSmith gives you the ability to customize your reports in multiple ways so you don’t miss important information. Some of the unique features you will only find here are multiple dashboards and custom widgets for financial metrics important to you, saved searches for frequently sought-after transactions, and an Income and Expense report with customizable categories. Our transaction search engine is also the best in the market, hands-down. Of all the alternatives to Microsoft Money out there, you wont find one more comprehensive than PocketSmith

PocketSmith is here to stay.

PocketSmith has been an innovator in the fintech world since 2008 and is still proudly independent and self-funded.  Our only source of revenue is our customer subscriptions, and we are a stable, profitable company with no investors telling us what to do - our customers are at the center of everything we do.

At PocketSmith, we make money from your subscription, not your data. We will never sell your data or advertise to you.

You ask, we answer

I'm looking for alternatives to Microsoft Money, which is also known as MS Money or, Money in Excel, how does PocketSmith compare?

PocketSmith has unparalleled flexibility when it comes to budgeting and financial planning. You will find; Custom dashboards, and reports, you can have weekly groceries, biweekly paychecks, and quarterly bills, Tuesday to Tuesday, or every 15th. We don’t force you to budget monthly because we know your life is more interesting than that.

PocketSmith has all the functionality, plus so much more, compared to MS money. You can check out the feature comparison table above on this page to see why PocketSmith stands out as the best alternative Microsoft Money. Of all the possible MS Money alternatives, you will not find one more comprehensive than PocketSmith.

I'm looking for the best option to migrate my Microsoft Money data to a new app?

Our dedicated importer for Microsoft money and Money in Excel transactions makes converting data from MS Money easy. PocketSmith is your friendly MS Money replacement. You'll soon see your financial future in a completely new light.

Is it worth considering an open-source Microsoft Money alternative?

We can totally understand that you would be interested in a community-developed open-source alternative to MS Money, such as GnuCash, for example. While there may be some benefits to trying open-source alternatives to MS Money, you should check out the community that looks after PocketSmith. We are a fun-loving bunch of creatives committed to developing top-notch, stable, and secure budgeting software to help you manage your money. Unlike open-source alternatives to MS money or Money in Excel, we are here to help when you need us. 

What is the best Microsoft Money alternative in Australia?

Look no further! PocketSmith is the best alternative to MS Money in Australia. PocketSmith is fully open banking ready in Australia, we’ve partnered with Australian CDR data provider Basiq to give you open banking access. This means you’ll get access to open banking feeds for all banks in Australia as they come online, and reliable traditional feeds in the interim. Pocketsmith has all the features to help you take your finances to the next level.

I am looking for a Microsoft Money alternative in Europe.

PocketSmith is available worldwide and supports bank feeds to most financial institutions in Europe via Salt Edge, our EU open banking provider, you can search for your bank below.

What is the best Microsoft Money alternative in the UK?

Look no further! PocketSmith is the best Microsoft Money replacement in the UK. PocketSmith is Connected to open banking via Salt Edge, our UK open banking provider. Pocketsmith has all the features to help you plan a better future.

Is PocketSmith here to stay?

Yes, PocketSmith is a stable and profitable company, we are only funded by customer subscriptions and have no investors telling us what to do. The customer experience and user privacy is at the center of all our endeavors, we will never sell your data or advertise to you.

Does PocketSmith connect to all Microsoft Money supported banks?

PocketSmith connects securely to most major banks worldwide with open banking data feeds where available. You can search for your bank below

MS Money vs PocketSmith - how do they stack up?

You can check out the Microsoft Money versus PocketSmith feature comparison table above, but you should also know that we are dedicated to continuously developing the best personal finance software to give you the insights you need to plan your future. Additionally, you will enjoy our top-rated team of Customer Support champions who will help you out if you get stuck.

PocketSmith is the only product that forecasts each and any of your daily account balances up to 30 years into the future. We have many more value-adds that we’re proud to say are unique to our product, and that are loved by our global user base. PocketSmith has the features to grow alongside you as you get smarter about your money. PocketSmith is your MS Money replacement. Take the Tour to explore more.

Do I have to use bank feeds with PocketSmith?

If you prefer not to use automatic bank feeds, you can use our convenient bank file uploader. PocketSmith supports the following file types: OFX, QFX, QIF, and CSV. Export your bank files from your online banking website, then import them straight into PocketSmith! Read our guide to importing bank files.

Can I share PocketSmith with a trusted partner or advisor?

Yes, PocketSmith has a shared access feature where you can choose to share access to your PocketSmith account with a trusted partner, financial advisor, or other financial services of your choice, such as a mortgage broker.

What makes PocketSmith the best budgeting software?

Don’t take it from us, hear what our lovely user community has to say. See how a diverse group of people use PocketSmith to supercharge their financial productivity. From keen investor Shay, who tracks his expenses and net worth with PocketSmith, to Sydney-based Daniel, who uses our app to run his busy household of four and manage his investment properties and accounts, and expat Oliver, who consolidates his Australian and UK banking accounts with PocketSmith!    

I am looking for a MS Money alternative for mobile?

With PocketSmith you get the best of all the options. You can use our web-app and our companion mobile app to view your financial information on any screen size, anywhere.  Our web app is perfect for seeing your financial information in greater detail and you can also configure the widgets on our custom dashboards to display comfortably in your mobile browser, or you can use our mobile companion app to stay on top of your budgets when you are out and about . You can even photograph your receipts and attach them directly to your transactions from your phone. Of all the MS Money mobile alternatives, PocketSmith gives you the most options.

Is PocketSmith a web app, mobile app or both?

Both! PocketSmith can be used at your desk or on your phone so you can manage your money wherever you are! PocketSmith is cloud-based desktop personal finance software with a mobile companion app. Our iOS and Android budgeting app is designed to provide you with the key elements of PocketSmith right there in your pocket. So you can achieve your money goals while you do what you do best — live your life!

What is PocketSmith?

PocketSmith is world-class personal finance software that lets you manage your money, your way. Track your income, expenses, assets and net worth, customize your budgets, forecast your cashflow up to 30 years into the future, and see it all in a nifty calendar view.

Ready to get started?


We support all major banks worldwide

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"PocketSmith is like your own personal finance assistant. 9/10"

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