Your financial life contains plans, loose ends, decisions, progress and things you may have been avoiding. Start with whatever is on your mind. AI tools are astonishing, but they have a blind spot: they don’t know your money. Ask a chatbot about your finances and it can only answer in generalities — averages, rules of thumb, guesses.
PocketSmith closes that gap. We’ve made your financial life — every account, transaction, budget and forecast — securely available to the AI assistant you choose, and answers link back to the real figures they came from.
PocketSmith has always helped you see where your money is going. AI can now help you understand it, organise it and act on it — with you in control. Other products give you their AI. PocketSmith lets you choose yours.
Three ways to work with your money in conversation — each one entirely in your control.
Answers are drawn from your live PocketSmith data — and can be checked at the source in PocketSmith in one click. No guesses, no generic advice.
Your AI doesn’t just tell you — it links you directly to the real figure in PocketSmith, so you can verify every answer at the source. Skip the UI, not the truth.
Delegation is opt-in — it needs the full-access connection. Read-only, your AI can look but not touch. You decide if — and when — it gets to do the filing.
Most finance apps are building their own AI and asking you to trust it. We went the other way. PocketSmith speaks the Model Context Protocol (MCP) — the open standard that lets AI assistants securely work with your apps. That means you connect the assistant you already use and already pay for, and switch any time. Claude and ChatGPT today; more platforms as they open up; whatever comes next, next.
Open banking established that your financial data belongs to you — you choose where it goes. We think the same is true of the intelligence that works on it.
It works clerk first, counsel later: it does your filing; it doesn’t pick your investments.
It’s your financial life. Choose the intelligence you want to use with it.
Answers come from your real financial record, not from the AI’s memory.
Read-only if you choose it — it sees and does only what you authorise.
Answers link you to the source figure in PocketSmith wherever a report exists — and the big ones all exist.
Every action it takes is visible and correctable. Full one-step undo is still being built — and we say so.
Read-only to start — it can look but not touch — or full access when you’re ready to delegate.
Add PocketSmith in your assistant’s connector settings and sign in when it asks. No passwords shared, no keys to copy — you authorise with PocketSmith directly.
Ask your first question. We have prompts to get you going.
From the blog: Dora’s long-form piece on a month of managing money through MCP. (Slot reserved.)
Read on the blog »The manifesto: the thinking behind openness, MCP, and choosing your own AI.
Read the manifesto »The receipts: in one staging test, 553 messy transactions came down to 28 in a single conversation. A test, not a benchmark — and we say which.
See the receipts »Not by default — nothing leaves PocketSmith until you connect an assistant and authorise it with PocketSmith directly. From then on, the data needed to answer your questions goes to the AI provider you chose, handled under that provider's privacy policy. You pick the provider, you set the permissions, and you can revoke access instantly.
Not anymore. Connecting is a couple of clicks: add PocketSmith in your AI's connector settings, sign in when asked, done. If you've ever linked an app to your Google account, you can do this.
It will tell you the truth about your own money — what you spent, what changed, where you're heading. It's not a licensed adviser and we don't pretend otherwise. Clerk first, counsel later.
The MCP server is part of your PocketSmith subscription. You bring your own AI subscription.
Your money has been trying to tell you something. Now you can just ask.
Start talking to your money »
