Being single comes with freedom and independence, but it can also mean higher costs. The so-called 'singles tax' isn't a real tax, but the extra expenses that come from living solo without someone to share the bills. Why does living solo often cost more? This is the reality of the singles tax — and some practical ways to ease its impact on your finances.
Money tips
Our friend Ruth Henderson, The Happy Saver shares eight bad money habits she sees too often. Many of these habits are not about dollars and cents, but more about our own behaviour.
Money tips
Your credit score seems to be an ominous presence, always waiting around the corner, determining all sorts of things about your daily life, from what interest rates you can get on your loans, to insurance policies you’re eligible for. So what are credit scores or ratings and how do they work? Learn how to check your credit score.
Money tips
‘Getting out of debt’ is a phrase used often in personal finance. Whether it’s credit card debt, medical debt, or any other kind of debt, ridding yourself of that burden is the first step to securing your financial future. Of course, it’s easier said than done, so here are some tips on how to get out of debt with PocketSmith.
Money tips
Our friend Ruth Henderson, The Happy Saver joins us again to talk about all things credit.
Money tips
We sat down with Ruth Henderson, The Happy Saver and asked her some big questions about our spending habits.
Money tips
Debt can come in many forms. Credit cards, student loans, and medical costs are some of the most common. Despite its reputation, debt isn’t inherently bad either.
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The things we spend money on are uniquely personal to us. But our memories aren’t infallible, and without having a system to track spending in place, it’s almost inevitable that we end up overspending in certain areas. In this article, I’ll share a few of the ways that I began to take control of my spending and how you can start to manage your money better too.
Money tips
The Barefoot Investor is a financial guide followed by thousands of people around the world. Find out how to structure this unique system in PocketSmith!
Money tips
If you’re looking for a celebrated financial plan to help you take control of your money, we encourage you to read this post, watch videos and to get a copy of the book.
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Get control over your finances all year round with clever budgeting, live bank feeds and future forecasting.
Interviews
Read how Kevin found control over his spending and paid off his debts!
Money tips
Keeping a budget is a bit like owning a pet tiger. It can be beautiful, powerful and hungry, but it needs love and care to thrive. While a budget is a key part of personal finance, it can be difficult to maintain, so here are some tips on how to stick to your budget like a pro.
Money tips
Calculating your personal net worth means knowing your exact financial position. It gives you a simple strategy for managing your money, and a confident answer to the age-old question, “How much money do you have?”
Money tips
With the cost of living rising, financial stress can easily take hold. Especially as we all feel the force of rising inflation reducing our effective take-home pay, managing your financial life is becoming more important than ever. Learn how to manage your money with PocketSmith.
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To help you stay on top of your finances, we've made it easy to set-up reminders to check your budgets and categorise your transactions.
Interviews
We are a recently-married couple in southern California. We’re both under 30, and focused on making smart decisions together for our family’s financial future 😊
Money tips
Over the last 10 years, we’ve learnt a thing or two about financial advice. Our best advice, when it comes to finances, is that there isn't one solution that suits everyone. There’s no magic cookie cutter solution. Financial advice isn't a one-size-fits-all glove. It depends on who you are, and what your situation is.
Interviews
Mike is the software engineer responsible for the parts of PocketSmith that you can see and interact with. See how he uses PocketSmith as chief family budget planner to run a lean household budget.
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Through the magic of email, you can now store attachments in PocketSmith, by sending images and PDF documents to a specially generated email address.
Interviews
Meet Mindy, our designer! She’s responsible for tailoring PocketSmith’s design, both for things you see in the app, and for bits and pieces we publish to social media and our websites. Mindy also works closely with our user experience team to continually improve parts of PocketSmith!
Interviews
Meet Amanda! Brace yourselves, because she’s one of the biggest power users in our team. Amanda’s setup for tracking and paying off debt is pretty crafty — so if you’re looking to do the same, you’re going to want to read this!
Interviews
Meet Jayson! As our Product Coordinator, he informs our development roadmap by keeping tabs on user feedback and requests. He keeps his ear to the ground and meets with key members of our teams to ensure that our projects are constantly moving forward.
Interviews
I’m 62 and living in sunny Napier; married to a builder and working 4 days a week as a Dental Therapist. I love my work!
Interviews
I am — first, and foremost — a Dad and Husband, which means I am toy- and house-mender, Lego builder, and head Fort builder.
