Part-time jobs for teenagers are more than just a way to earn extra money; they are invaluable opportunities for personal growth and skill development. Ruth shares how encouraging her daughter to work part-time has helped her develop independence and learn valuable financial lessons to set her up for future success.
We asked some of our PocketSmith net worth nurturers about their investing philosophy and what their investing journey has looked like so far! Nic has been preparing for her future with investing since her days at university, and it’s that strong sense of her “why” that keeps her investing consistently to gain financial independence.
We asked some of our PocketSmith net worth nurturers about their investing philosophy and what their investing journey has looked like so far! Olav is PocketSmith's resident data wizard, so he's no stranger to getting down into the details of potential share options to develop his investment portfolio.
We asked some of our PocketSmith net worth nurturers about their investing philosophy and what their investing journey has looked like so far! Chloe's relatively new to investing in the grand scheme of things, but she's already experimenting with different kinds of global investments to set her up for the future.
For decades, the nebulous world of investing has been steeped in misconceptions, preventing scores of everyday people from achieving their dreams of financial freedom. Just as Sharesies was created to give the masses access to financial markets, this book gives ordinary people a crash course in investing that has too often been reserved for those in the industry or who were lucky enough to grow up in families that taught them financial literacy.
Going through a divorce can be an emotional rollercoaster accompanied by difficult legal and financial decisions that need to occur if you want a financially secure future. Although this can seem daunting, creating a financial plan during a divorce can help you secure your assets and prepare for the future.
In September 2022, we launched Consumer Data Right (CDR) open banking feeds, heralding a new age of sanctioned bank feeds for Australian users. Now that a year has passed, let's discuss some of the pitfalls we've discovered while onboarding users onto open banking feeds.
Calling all Aussie investors! From user-friendly interfaces to diverse investment options, the throng of investing apps available to Australians are revolutionizing the way they engage with the stock market, ETFs and more. Here are six digital platforms that Australians can use to take control of their financial futures.
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Jimmy and his family use the income and expense report to change their mindset about their regular purchases.
Has your bank account got the bustling city blues? If you’ve ever considered heading somewhere that’s a bit more provincial, you might find some monetary advantages that suit you. Take it from current small town gal Ruth, who’s seen the benefits to her financial security.
Freelance writing is one of the most popular side hustles out there today. Like any good side hustle, it comes with a fair amount of financial admin. Rachel shares with us her system for managing her freelance finances in PocketSmith, and how it’s given her increased efficiency and insight.
In a world where interest rates are soaring, financial decisions become all the more crucial. Whether you're a seasoned investor or just starting to dip your toes into the investment pool, understanding how to prioritize your investments in such an environment is key to maximizing returns and protecting your hard-earned capital.
David's an ex-banker with more than thirty years of executive experience across some of Aotearoa's leading financial institutions, including as CEO of one of our major retail banks. Now at the helm of leading mortgage company Squirrel, David's on a mission to challenge the banking status quo in New Zealand and create better financial outcomes for Kiwi homeowners and savers.
Frances Cook is a reformed financial hot mess who now saves others from her money mistakes. She is a best-selling author, a columnist, a speaker and podcaster. Priding herself on clear, non-judgmental communication, Frances knows how to balance giving you the information you need while making sure you don't fall asleep.
Lance is the co-founder of the Punakaiki Fund and Climate Venture Capital Fund. They help founders and management teams to grow and turn into the Xero's of tomorrow. Before this Lance helped 100s of companies large and small over the course of many years, and he enjoys watching people's lives change as their businesses evolve.
James began his career as an application developer, before moving into technology strategy and consultancy. After senior roles at Thomson Reuters and Deloitte, he and co-founder Claire launched Hnry, a service designed to automatically calculate, pay, and file taxes for sole traders. Hnry is New Zealand's largest, and Australasia's fastest-growing accounting service, processing billions of dollars worth of payments every year.
James has been a Financial Adviser for the better part of ten years. He helps clients from their first job all the way through retirement, and he believes in keeping finances simple and making advice accessible to all Kiwis. James provides advice on managed funds, KiwiSaver, investment property, budgets, debt repayment, and insurance. You can also get weekly money tips from his podcast Cheques & Balances.
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Amos is future-proofing his personal and business finances using PocketSmith's scenario and forecasting tools.
Ruth has a blog and podcast over at The Happy Saver all about how she and her family handle money. What's the secret? Spend less than you earn, invest the difference, avoid debt, and budget each dollar that flows through your hands. She firmly believes that if you can just get the basics right, life becomes easier from there on in.
The Broke Generation is a media and education platform helping young people get good with money. Emma Edwards founded TBG after turning her own finances around, and now creates content and programs using insights from financial psychology and human behavior to help other people overcome toxic spending patterns, learn to save, and feel in control of their finances.
Josh Daniell is co-founder and COO of Akahu, New Zealand's open finance platform. His first job was digging out sheep manure from under the family woolshed. He was also a co-founder of Snowball Effect, with other experience at WeWork and Bell Gully.
After spending five years as Head of Product at a large ETF provider where he was involved in creating, launching, and developing index funds, Dean saw there was an opportunity to create better options for investors. Taking a fresh approach to the investment sector, he created Kernel — a personal finance platform where innovation meets investment.
"One student loan closed for good: Check. One deliriously happy debt-free writer: Check." Paying off a student loan is no mean feat, and Rachel's managed to do it early — all while self-employed. Read why she chose to achieve this massive milestone and get rid of her student debt once and for all.
A big wedding with all the thrills isn’t for everyone, especially for those who would rather spend that money on someone else. In this edition of Ruth’s Two Cents, Ruth takes a trip down memory lane to her own low-cost nuptials and how she managed the expectations of those around her.
Healthy money management isn’t about scrimping and saving all of the time, it’s about aligning your spending with your values — regardless of what the dollar amount is. Sometimes spending a little more adds more value to your life! We’re sharing six convenient purchases that are worth the extra cost.