Connect your bank with PocketSmith and import your transactions automatically.
Keep track of your spending your way with categories, labels, and notes.
Track accounts from different countries and currencies at daily exchange rates.
PocketSmith was recommended by Xero as the only alternative to Xero Personal.
Create cash projections to see your daily bank balances up to 30 years into the future.
Plan your money in a calendar and see what you’re meant to have each day.
Test your decisions to see future outcomes and take uncertainty out of your planning.
Budget according to periods that are meaningful to you: daily, weekly, monthly and more.
Summarize the financial facts that matter to you, and see them in one place.
Keep track of what you own and what you owe. Add property, mortgages, loans and more.
See a report on how much you’ve earned and spent for any chosen date range.
A monthly breakdown of your historical and future financial activity.
Navigating international banking hurdles while traveling can feel like a test of patience and resilience. From unexpected security measures to inconvenient time zone disparities, accessing your accounts abroad can become a daunting challenge. Rachel shares her recent experience of feeling frustrated and stranded in unfamiliar territory.
Couples who talk about money with each other have stronger relationships. The same applies to families! Ruth The Happy Saver shares how she uses PocketSmith’s tools to help have productive financial conversations with her family!
When it comes to your finances, are you a Chandler or more of a Monica? Guest writer Emma uses her unagi to assess how the characters of Friends handled their money.
Globally, 2020 will be a hard year to forget. We've had to rapidly adjust to COVID-19 and its effects, and our money habits are no exception. Here are nine tips to help you adjust your finances to the new normal.
Did you know that you can share access to your PocketSmith account with a trusted family member, friend, or advisor? Here are three ways sharing your financial goals with someone can help you achieve them faster!
Talking to your partner about money can be stressful. Our friend Ruth, The Happy Saver shares 8 steps she uses to have positive money conversations with her husband.
Financial anxiety is defined as feelings of worry, stress or uneasiness about your financial situation. A variety of factors can trigger financial anxiety, from job loss to increased cost of living, but the compounding events of 2020 have arguably seen more people confronted with financial anxiety than ever.
Ellen runs a tight ship in her Auckland flat of five. She talks to us about how she uses PocketSmith to keep track of her flat’s shared rent and expenses!
Did you take out the 6-month mortgage holiday when COVID-19 hit? That six months is coming to an end in Australia. Here’s what to do next if you’re reaching the end of your mortgage holiday.
Side hustles have become pretty commonplace in the past decade, and with good reason. People have the opportunity to earn additional income, and grow their marketable skills. However they do require a serious time investment, and a level of commitment that may not be for the faint of heart.
We're excited to announce that custom dashboards for web are now available for preview!
Millennial money guru Emma is back to answer more of Gen Z Maddie's money questions. We find out that you're never too young to start thinking about your credit score and saving for retirement.
Managing your finances can be difficult at the best of times but being a contractor can add another layer of complexity. Whether you’re self-employed or just thinking about freelancing, here are three tips on how to manage your money as a contractor.
If you’re committed to achieving FIRE, you’ll need to track your finances carefully and meticulously. We’ll show you how software like PocketSmith can help you do the heavy lifting!
Our resident Gen Z, Maddie, asks our resident millennial money guru, Emma, her burning money questions. She might not know TikTok, but she knows taxes.
Seb and his partner have some big financial goals planned for the next 10 years. He talks to us about how he uses PocketSmith’s Dashboard to track their progress!
It takes incredible levels of grit and motivation to achieve Financial Independence and Retire Early (FIRE). How have those who’ve FIREd actually done it? Ruth The Happy Saver shares some inspirational examples with us.
Calling all global citizens: If you're looking for an elegant yet customizable approach to managing multiple currencies in your financial life, PocketSmith is here to help!
Earning more than one stream of income? Welcome to the new normal! We've put together five tips that we hope will save you time and stress when managing multiple incomes.
Amanda Konyn's best friend and best dog Fritz not only brings her immense joy on a daily basis, he’s also taught her some valuable lessons about money.
Followers of the FIRE (Financial Independence, Retire Early) movement aim to create a large nest egg that will produce an income of its own, letting them step away from paid work. In this article, we’ll explore what FIRE can mean for you, and how you can adapt it to suit your goals and your lifestyle.
Have you ever been in a situation where you have no idea how you spent your paycheck? Your bank account seems to be healthy at the start of the week, and by the end, you’re struggling to pay the bills? The Broke Generation’s Emma Edwards shares how mindful spending can help you feel more in control and confident with your money.
The first step to getting your spending under control is to find out where your money goes. Only then can you make meaningful changes to your habits.
Rollover budgeting is a popular exercise in personal finance that allows flexibility in your monthly budget by rolling unspent or overspent amounts from previous months into your current budget period. Check out how you can use the rollover budgeting feature in PocketSmith, when to use it, and why it might be more useful than you think.
Our friend Ruth Henderson, The Happy Saver shares eight bad money habits she sees too often. Many of these habits are not about dollars and cents, but more about our own behaviour.