Features - Budgets and planning

Daily balances at a glance

See how much you’re projected to have, every single day, in your personal finance calendar.

Spot problems ahead of time

Avoid future cashflow problems by seeing where you’ll be in the future. Adjust your spending to suit.

Budget the way you want

Set up budgets and periods the way you like them. Roll them up and roll them over if you wish.

Plan ahead with an online budget calendar app.

Schedule your upcoming bills and budgets in your money management calendar and see your projected bank balances on any given day.

Predict the future with intuitive personal cashflow forecasting software.

No complex spreadsheets

If you know how to use a calendar, you can create spectacular daily cashflow forecasts with PocketSmith.

Visual feedback

The balance forecast graph shows you how much you’ll have in the future based on your scheduled budgets.

Daily cashflow projections

See exactly how much you’re projected to have, accurate to the day, up to 30 years in the future.

Automatic interest calculations

See the power of compounding interest on your balances simply by entering an interest value for your personal finance forecasting.

Personalize your budgets so you can stick to them.

Budgets that fit you

Choose periods that are meaningful to each budget: daily coffee, weekly groceries, monthly rent, and more.

Flexible scheduling

Set your budgets to begin and end where you want. This makes your cash forecasting more accurate.

Highlight budgets that matter

Pick important budgets and feature them on your custom dashboards.

See all the possibilities with what-if scenarios.

Plan for the future

Use PocketSmith to test your decisions, and see the short and long-term effects of your financial plans.

Lower your risk

Make more accurate decisions because you have a clear idea of what the future holds.

See each different outcome

Create multiple scenarios for each account to model future financial outcomes.

Make big decisions with comfort

See if you can afford the things you want: a wedding, buying a house, home renovations.

The only financial tool I've come across in the past four years that gives you the ability to accurately forecast your accounts in a way that makes sense: graph, calendar and cashflow views in any scenario.

—Austen, USA

Take control of your finances today.
Start free, or check out Plans & Pricing »

Thousands of people around the world trust PocketSmith to help them live the life they want.

“I love PocketSmith because you can tailor it in a way that makes sense to you.” —Ruth, thehappysaver.com

Easily switch from Mint.com or other apps

Getting started is easy! Use our Express Migration tool to easily bring over all your accounts, transactions and categories.

Make your finances a team sport

Invite another PocketSmith user - be it an advisor, friend or family member - to access and manage your account.

Bank-level security with 2FA

Secure your account by requiring a code from your mobile phone along with your username and password.

PocketSmith works with you

Set up your dashboards and finances in the way that makes sense, and get email summaries of your financial activity sent at a schedule you choose

Budget and plan for the life you want!