Read how PocketSmith gives Vivek one reliable view of his finances instead of a spreadsheet that quickly goes stale.
I am into tech and work as an engineering lead in AI at an ANZ health-tech.
I am probably the more technology-forward person in the household.
The international, cross-functional banking features. My accounts are spread across New Zealand, Australia and Canada.
Before PocketSmith, I kept a manual spreadsheet and reconciled a lot by hand, which meant I barely checked it in practice, only doing updates maybe once or twice a year. The manual effort was high enough that I’d put it off, causing the numbers to become too stale to be useful. Most tools I looked at assumed everything sat in one country, so they didn’t really solve the problem.
I have been with you guys for about four months.
Mainly just tracking my finances across the world.
It provides integrations across different things, and the charting lets me integrate across everything, so I can see my investment assets as well.
The clearest example is that when I could finally see the whole position in one place, it was obvious I was carrying more debt exposure than I needed to while holding funds that weren’t doing much. I moved a significant amount into my redraw in New Zealand to cut the interest I was paying. That was money I’d been losing quietly for a while, purely because I wasn’t keeping track — nothing about my situation had changed, I just couldn’t see it before.
The integrations and charting capabilities. The integrations fixed the input side of things — accounts across three countries feed in automatically. The charting is what makes it actually worth opening.
Everything’s connected, too. It has share tracking in different markets, all bank accounts, and the real estate asset was the only thing I entered manually. So I get one view of where I stand rather than a set of balances I have to add up myself.
I’m not in there daily; I check in every two or three weeks, and that’s enough because the picture is always up to date when I do.
Connect everything, including investments and any assets you have to enter manually. Half-connected, it’s just a balance checker. Fully connected, it’s the only place you need to look — and that’s what lets you drop to checking every few weeks instead of never.
Moving to a higher-paying job.
