Change your money habits and enjoy financial freedom

Listeners of The Happy Saver podcast can get 50% off their first purchase of PocketSmith!

Happy-saver-ps-coin@2x

Personal finance software for money-savvy Kiwis

World-class budgeting software built in New Zealand, with bank feed support for all local banks, and over 14,000 banks worldwide.

Trends
Buy a house

Saving up for a deposit to buy your first house? PocketSmith will help you track your spending and saving so you can reach those big milestones with ease.

Kick debt

Want to clear off your credit card debt faster? Use PocketSmith’s Budgets to help you track your future income and expenses and stay on track with your repayments.

Track spending

How much is your coffee habit costing you? PocketSmith easily categorises your spending so you understand your own money behaviour better.

Save for a holiday

When can you afford your next overseas holiday? PocketSmith’s accurate financial forecast lets you see exactly how much you’re projected to have up to 30 years into the future, so you can truly enjoy your next holiday without worrying about money.

Financial legacy

Want a clearer picture of the financial legacy you are leaving behind for your loved ones? PocketSmith’s Net Worth feature provides an overview of your complete financial position, including assets and liabilities not represented by your bank accounts.

Start a family

Growing your family is one of life’s biggest decisions. Use PocketSmith’s “what-if scenarios” to think about the short and long term effects of big decisions, like whether you can afford to take time off work to look after your child.

We support these major banks in New Zealand

187 3396 4 11 11629 14 13869 14488
Along with 12 other banks in New Zealand! See below for full listing.
We also have global coverage.
Name Account Types Home Page
American Express credit cards
ANZ loans, bank accounts, and credit cards
ANZ - Investments investments
ANZ Direct Online bank accounts
ASB Bank bank accounts, credit cards, and loans
ASB Fastnet Business bank accounts
Bank of New Zealand loans
Bank of New Zealand BNZ bank accounts and credit cards
Bank of New Zealand Business Banking bank accounts
CBS Canterbury bank accounts
Farmers Finance Card credit cards
Kiwibank credit cards, bank accounts, and loans
NZHL Online / New Zealand Home Loans loans
NZHL Transact / New Zealand Home Loans loans
Rabobank bank accounts
The Co-operative Bank bank accounts
TSB Bank bank accounts
Westpac credit cards, bank accounts, and loans
Westpac Bank Business Banking bank accounts
Westpac Business Online credit cards
Ruth
It automatically brings in your banking feed. Every single transaction! You can create your own budgets, forecast your spending (so that Christmas won’t come as a big surprise ever again), you can easily see how much you save and how much you spend. It really is very clever. Oh, and it’s a New Zealand business too and I like supporting NZ.

Ruth Henderson | The Happy Saver

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Compare our PocketSmith plans

Listeners of The Happy Saver podcast can get 50% off their first purchase of PocketSmith!

Select a plan to see your savings.

PREMIUM

  • done10 accounts
  • done10 years' projection

$9.95 monthly

($24.95 quarterly · $89.95 yearly)

SUPER

  • doneUnlimited accounts
  • done30 years' projection

$19.95 monthly

($44.95 quarterly · $169.95 yearly)

SAVE 50% ON YOUR FIRST PURCHASE!