Connect your bank with PocketSmith and import your transactions automatically.
Keep track of your spending your way with categories, labels, and notes.
Track accounts from different countries and currencies at daily exchange rates.
PocketSmith was recommended by Xero as the only alternative to Xero Personal.
Create cash projections to see your daily bank balances up to 30 years into the future.
Plan your money in a calendar and see what you’re meant to have each day.
Test your decisions to see future outcomes and take uncertainty out of your planning.
Budget according to periods that are meaningful to you: daily, weekly, monthly and more.
Summarize the financial facts that matter to you, and see them in one place.
Keep track of what you own and what you owe. Add property, mortgages, loans and more.
See a report on how much you’ve earned and spent for any chosen date range.
A monthly breakdown of your historical and future financial activity.
Read how PocketSmith veteran Chris manages his finances — from simple transaction categorization to the more complex, like forecasting cash flow.
I am a self-funded retiree in my mid 60’s. My wife and I spend quite a lot of time traveling around Australia and enjoying our grandchildren.
I am the CFO and household manager (my wife still works on a casual basis).
It was the online access to all my financial institutions. I had been a long-time user of MS Money and Quicken, but I became tired of entering each transaction from my monthly statements.
I have been with PocketSmith since 2017 (nearly seven years).
I use PocketSmith on a daily basis, usually on the mobile app:
On a less frequent basis:
Longer term:
It allows me to make long-term forecasts.
The Dashboard, transaction confirmation, and forecast graphs.
Turn on confirmations so that you know what’s really going on and can categorize correctly.
Use labels to reduce the number of categories, especially if you want to track transactions for vehicles.
Pay extra into bonus accounts to earn additional interest.