Personal finance software for money-savvy Kiwis

World-class budgeting software built in New Zealand, with bank feed support for all local banks, and over 14,000 banks worldwide.

Most personal finance software solutions only track your expenses. We go further by helping you plan for the future. You also get detailed features that will help you record your finances just the way you want it.

Buy a house

Saving up for a deposit to buy your first house? PocketSmith will help you track your spending and saving so you can reach those big milestones with ease.

Kick debt

Want to clear off your credit card debt faster? Use PocketSmith’s Budgets to help you track your future income and expenses and stay on track with your repayments.

Track spending

How much is your coffee habit costing you? PocketSmith easily categorises your spending so you understand your own money behaviour better.

Save for a holiday

When can you afford your next overseas holiday? PocketSmith's accurate financial forecast lets you see exactly how much you’re projected to have up to 30 years into the future, so you can truly enjoy your next holiday without worrying about money.

Financial legacy

Want a clearer picture of the financial legacy you are leaving behind for your loved ones? PocketSmith's Net Worth feature provides an overview of your complete financial position, including assets and liabilities not represented by your bank accounts..

Start a family

Growing your family is one of life’s biggest decisions. Use PocketSmith's "what-if scenarios" to think about the short and long term effects of big decisions, like whether you can afford to take time off work to look after your child.

Best friends since day one

"It automatically brings in your banking feed. Every single transaction! You can create your own budgets, forecast your spending (so that Christmas won’t come as a big surprise ever again), you can easily see how much you save and how much you spend. It really is very clever. Oh, and it’s a New Zealand business too and I like supporting NZ."

Ruth Henderson | The Happy Saver

We support all major banks in New Zealand

Along with 12 other banks in New Zealand! See below for the full listing.

Name Home Page Account Types

Compare our PocketSmith plans

Listeners of The Happy Saver podcast can get 50% off their first purchase of PocketSmith!
Select a plan to see your savings.

$9.95 monthly
$24.95 quarterly
$89.95 annually

Save 50% on your
first purchase

That's up to $44.98!

  • 10 accounts
  • 10 years' projection
Get Premium Deal

$19.95 monthly
$44.95 quarterly
$169.95 yearly

Save 50% on your
first purchase

That's up to $84.98!

  • Unlimited accounts
  • 30 years' projection
Get Super Deal