Connect your bank with PocketSmith and import your transactions automatically.
Keep track of your spending your way with categories, labels, and notes.
Track accounts from different countries and currencies at daily exchange rates.
PocketSmith was recommended by Xero as the only alternative to Xero Personal.
Create cash projections to see your daily bank balances up to 30 years into the future.
Plan your money in a calendar and see what you’re meant to have each day.
Test your decisions to see future outcomes and take uncertainty out of your planning.
Budget according to periods that are meaningful to you: daily, weekly, monthly and more.
Summarize the financial facts that matter to you, and see them in one place.
Keep track of what you own and what you owe. Add property, mortgages, loans and more.
See a report on how much you’ve earned and spent for any chosen date range.
A monthly breakdown of your historical and future financial activity.
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Their stories are filled with ideas, suggestions and inspiration on how you can start crafting a meaningful relationship with your finances.
“Financial success to me is ordering at a restaurant and looking only at the dish, not the price next to it.” Sarah from The OneUp Project is a podcaster, marketer, investor and she’s endlessly curious about her personal finances. How could we resist picking her brain about all things money?
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Their stories are filled with ideas, suggestions and inspiration on how you can start crafting a meaningful relationship with your finances.
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Their stories are filled with ideas, suggestions and inspiration on how you can start crafting a meaningful relationship with your finances.
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Their stories are filled with ideas, suggestions and inspiration on how you can start crafting a meaningful relationship with your finances.
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Suresh is getting as much understanding of his personal finances as he does with his business finances using PocketSmith.
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Cliff manages all of his investments and pensions in retirement using PocketSmith.
We asked some of our PocketSmith net worth nurturers about their investing philosophy and what their investing journey has looked like so far! Dora balances spontaneity in her personal life and moderation in her investments, which is something she’s instilling in her son’s investing habits too.
We asked some of our PocketSmith net worth nurturers about their investing philosophy and what their investing journey has looked like so far! Nic has been preparing for her future with investing since her days at university, and it’s that strong sense of her “why” that keeps her investing consistently to gain financial independence.
We asked some of our PocketSmith net worth nurturers about their investing philosophy and what their investing journey has looked like so far! Olav is PocketSmith's resident data wizard, so he's no stranger to getting down into the details of potential share options to develop his investment portfolio.
We asked some of our PocketSmith net worth nurturers about their investing philosophy and what their investing journey has looked like so far! Chloe's relatively new to investing in the grand scheme of things, but she's already experimenting with different kinds of global investments to set her up for the future.
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Jimmy and his family use the income and expense report to change their mindset about their regular purchases.
David's an ex-banker with more than thirty years of executive experience across some of Aotearoa's leading financial institutions, including as CEO of one of our major retail banks. Now at the helm of leading mortgage company Squirrel, David's on a mission to challenge the banking status quo in New Zealand and create better financial outcomes for Kiwi homeowners and savers.
Frances Cook is a reformed financial hot mess who now saves others from her money mistakes. She is a best-selling author, a columnist, a speaker and podcaster. Priding herself on clear, non-judgmental communication, Frances knows how to balance giving you the information you need while making sure you don't fall asleep.
Lance is the co-founder of the Punakaiki Fund and Climate Venture Capital Fund. They help founders and management teams to grow and turn into the Xero's of tomorrow. Before this Lance helped 100s of companies large and small over the course of many years, and he enjoys watching people's lives change as their businesses evolve.
James began his career as an application developer, before moving into technology strategy and consultancy. After senior roles at Thomson Reuters and Deloitte, he and co-founder Claire launched Hnry, a service designed to automatically calculate, pay, and file taxes for sole traders. Hnry is New Zealand's largest, and Australasia's fastest-growing accounting service, processing billions of dollars worth of payments every year.
James has been a Financial Adviser for the better part of ten years. He helps clients from their first job all the way through retirement, and he believes in keeping finances simple and making advice accessible to all Kiwis. James provides advice on managed funds, KiwiSaver, investment property, budgets, debt repayment, and insurance. You can also get weekly money tips from his podcast Cheques & Balances.
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Amos is future-proofing his personal and business finances using PocketSmith's scenario and forecasting tools.
Ruth has a blog and podcast over at The Happy Saver all about how she and her family handle money. What's the secret? Spend less than you earn, invest the difference, avoid debt, and budget each dollar that flows through your hands. She firmly believes that if you can just get the basics right, life becomes easier from there on in.
The Broke Generation is a media and education platform helping young people get good with money. Emma Edwards founded TBG after turning her own finances around, and now creates content and programs using insights from financial psychology and human behavior to help other people overcome toxic spending patterns, learn to save, and feel in control of their finances.
Josh Daniell is co-founder and COO of Akahu, New Zealand's open finance platform. His first job was digging out sheep manure from under the family woolshed. He was also a co-founder of Snowball Effect, with other experience at WeWork and Bell Gully.
After spending five years as Head of Product at a large ETF provider where he was involved in creating, launching, and developing index funds, Dean saw there was an opportunity to create better options for investors. Taking a fresh approach to the investment sector, he created Kernel — a personal finance platform where innovation meets investment.
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Darin gets granular with his transactions so he can categorize them in an instant and make sense of his spending.
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Dave is managing his finances his way by setting up his own version of envelope budgeting using PocketSmith’s Budget feature.