Why you'll love PocketSmith

Most personal finance software solutions only track your expenses. We go further by helping you plan for the future. You also get detailed features that will help you record your finances just the way you want it.

Use PocketSmith to make day-to-day decisions or to plan for your retirement.

Automatic Live Bank Feeds

Just like Xero. Save time and connect your personal accounts from multiple institutions to easily see where your money is going.

Send expenses with ease

Click on any transaction to see a 'Send to Xero' option. Enter a description, reference and account code, then click 'Send'. See instructions.

Advisor access

Invite another PocketSmith user - be it an advisor, friend or family member - to access and manage your account.

Easy cashflow forecasts

Create cash projections with ease with using our calendar view. PocketSmith does the heavy lifting and calculations for you.

Track your Net Worth

Keep track of what you own, and what you owe . Add property, mortgages, vehicles, loans and more.

Personal Income & Expense

See a report on how much you've earned and spent in a specified time frame. See earning and spending totals by category, separated into income and expense.

Ready to bring PocketSmith and Xero together?



Your path to a better financial future just got clearer

Get clarity over your money.

Track your money, your way, and get new insights on your finances.

Categorize, label and annotate your transactions to see reports in graphs, charts and tables.

Automatic Bank Feeds keep PocketSmith updated so you can see where your money is going. Pick and choose to see the bank, credit card and loan accounts you want in one place.

Find your old transactions easily with our powerful search engine and make common queries quicker with saved searches.

Start being productive.

PocketSmith is equipped to tackle all jobs, big and small.

Keep track of what you care about, and tune it. That growing sneaker collection; the cost of building a birdhouse; your recent family vacation; and whether or not your Airbnb is paying off your mortgage.

Get answers to what-if scenarios. What would happen if you reduced spending on takeout? Can you survive on a lower income? When will your electric car pay for itself? How long before you can afford a vacation?

We're here to help you make the best decisions for your future. Our neat budget calendar lets you do this with ease, so you can make the best decisions for your future.

We're cool by association thanks to these awesome folks.

A small selection of write-ups and products we're connected to.

Ready to get started?